Mytrendingstories brings guides on avoiding online scams in 2021

Mytrendingstories.com suggests guides about how to avoid being scammed on the internet today? The big picture: Welcome to “smishing,” which stands for “SMS phishing,” the text-message version of the lucrative email scam. In this ploy, scammers take advantage of the smart-phone revolution—hoping that a text message to your cell will make it less likely you’ll investigate the source, as you might do while sitting at your desk. Since many banks and businesses do offer text-message notifications, the scam has the air of legitimacy. Shirena Parker, a 20-year-old newlywed in Sacramento, California, was thrilled when she got a text message announcing she’d won a $250 Wal-Mart gift card. When she called the number, a representative explained there would be a $2 shipping charge (later upped to $4 by another “representative”). Parker gave the scammer her debit card number and started getting round-the-clock calls from him, asking for the phone numbers and emails of friends and family. “It was turning into harassment,” she says. After two days, she contacted the Better Business Bureau, which told her that Wal-Mart was not giving away gift cards. Hearing that, Parker’s husband canceled their debit card before the con could empty the account but not before he had helped himself to the $4 “shipping” charge. “I don’t know how they got my name and phone number,” says Parker. “But I learned my lesson.” Scammers can even reach you by mail–beware of this new trick that targets pregnant women.

Live news from Mytrendingstories platform: Hacking is an attack directly on computer systems or websites that contain financial information. Merchant account takeovers is a type of fraud that have been trending upwards over the last few years but exploded in 2020 and 2021. This is when a fraudster logs into a person’s merchant account (Amazon, Uber, Venmo) and uses saved payment information to make purchases for themselves. Merchant account takeovers can happen when a person uses the same password across multiple online accounts. If that log in information is leaked from any one website, scammers can do something called “credential stuffing”, where they use programs to test that log in information across hundreds or thousands of popular websites, hoping to get a hit. The best way to combat this type of fraud is to use strong, unique passwords for online accounts. Use a password manager can create and store unique passwords with ease. Learn more about password managers here.

Mytrendingstories anti-scam advice: After gaining a person’s trust, scammers often present a story of a personal hardship or struggle to get the victim to send money. And nearly as often, victims fall for the bait out of a mixture of generosity and what they believed was a genuine connection with their online partner. This is a mistake. You should never send money to someone online, particularly someone who you have never met in person. Additional tips to prevent you from becoming a victim of romance scams: Research the person’s photo/profile using online searches (like Google Image) to see if the material has been used elsewhere. Look out for poor grammar, spelling, unusual expressions and flowery language that don’t coincide with the person they are pretending to be. Ask a lot of questions and note any inconsistencies in current or past information they provided. Never provide personal information, including account, passport, social security or credit card numbers. New online scams pop up every week. While the internet has changed the world for the better in many ways, there is a downside. Read even more information on mytrendingstories scams.

MyTrendingStories discuss how to escape scams: So what’s the point of final sale items? To ward off return-happy customers. According to e-commerce analytics site Invesp, 30% of products ordered online are returned, compared with 8% of items purchased in-store. Although you don’t want to miss out on a good deal, subscribing to a lot of email lists can mean an overflowing inbox. Sure, promotions have a short shelf life, but there most likely is another one down the pipeline. Instead of getting a case of FOMO about promotions, it’s best to sign up for promotions when you’re in the hunt for something. This way you can give your inbox a break and not be tempted by unnecessary sale items.

What To Do If You Think You’re The Victim Of A Scam: If you suspect that you are a victim of a scam, alert your local sheriff’s department to make a report. Secure all your bank accounts. Call the number on the back of your bank card to explain why you suspect you may be experiencing fraud, and they will walk you through the next steps to take. The faster you act, the more likely you are to resolve the issue. For online victims, change all passwords immediately. Contact the three major credit bureaus to have a fraud alert placed on your account, adding a security freeze. Scams no longer target just the gullible. They still come in letters, texts and calls, but more crooks are now looking online for the chance to get their hands on your hard-earned cash. There are increasingly sophisticated ways scammers try to target YOUR cash. This guide explains what to look out for, how to protect yourself, and what to do if you’re a victim of a scam. Read more information on mytrendingstories.com.