Daily Archive January 13, 2021

Top investment recommendations for doctors

Top professional indemnity policy recommendations for medical professionals? Dr Good Money is a Niche Division under a Boutique Financial Planning Firm Good Moneying Financial solutions, being run by Mr. Manikaran Singal, a Certified Financial Planner and a SEBI Registered Investment Adviser. Though Good Moneying has been serving clients across the globe since 2012, Dr. Good Money is recently announced specific division by Manikaran, who has 17+ years of experience in the Financial Services Space.

Its not only Investments but every aspect of your Personal Finances be looked upon like Taxes, Insurance, Life Goals, Estate Planning, Loans etc. Don’t Worry. We will help you Organize in your Money Matters and Manage the Financials Responsibly for you. We Serve Doctors at all Life stages. The Major benefits is the Peace of Mind and the feeling of Wellness that now your finances are being taken care of Responsibly for your benefit. You will enjoy the process and be always sure that the right quantum of money be available with you as and when required.

This is the Optional step where we execute the plan and put you on medications (Read Investments). If we need to involve other professionals here like CA, Lawyers, Insurance experts etc. we may do under your permission. Since the results depend on lot many uncontrollable factors so we do the monitoring, half yearly and annual review of the Investments and Financial Plan, to ensure we remain on Track always.

Frankly, at first, I was a bit reluctant to engage a fee based financial planner. After all, when everything is available online for Free, why to pay for the advice. But later, I realized that there is a lot of information (unrequired) available around, which confuses rather than convince you. So, it’s wise to have a professional financial planner by your side. I was following Manikaran’s blog (www.goodmoneying.com) for quite some time. I liked his thought process and decided to try his services. To my surprise I found out that his first aim was to make his clients gain financial education, and in that he was very patient as well as sincere. His ultimate objective is to make things understandable and clear to the client, he believes in simplicity and makes sure that complications stay away from you. His help in goal setting, mapping investing surplus to different goals, knowing me and my family’s risk profile, knowing when to disagree and why…has made my financial life quite simple and growth-oriented. Rather than googling and confusing myself with the different reviews and articles, I get Filtered information, which is more important for me. Now I know where to go for all my financial doubts. Discover even more info on professional indemnity policy for doctors.

What Investment Products will you advice on? Will you be selling me some ULIPs? Our advisory will mainly be on Asset Classes. Then, from products level we prefer doing Mutual funds. Insurance we would always advice to keep separate from Investments so will advice on the low cost options there too. We would also advice on the traditional Investments like PPF , SCSS and post office savings. Bank deposits also gets considered in some case. It all depends on your requirements, Risk profile, taxation profile etc.

Doctors in general start earning in the late 20s. Unlike other professions such as engineering, or CAs, doctors start earning late. Acquiring doctor’s degree is the result of years of hard work in academics, many years of training and spending huge sum of money. MBBS, post graduation, specialization etc. all this takes quite a time of their youth, and initial money-compounding years. This is not all, in this ever changing scenario they need to stay relevant and updated by attending conferences, participating and reading the researchers and all these further demands their time and money. See even more details at https://drgoodmoney.com/.

High reputation rhinoplasty surgeon in Santa Barbara, CA

Excellent rhinoplasty clinic in Santa Barbara, CA? Prior to getting cosmetic surgery, be aware that there may be complications from the procedure. Your plastic surgeon will more than likely go over these potential complications with you. It is important for you to be aware of them. Some of the complications may include infection, swelling, increased blood pressure, and although rare, even death. Regardless of your age, you might find a little plastic surgery to be uplifting and beneficial. With some sound information, you can make the best decisions. Do your homework and make smart decisions, and you will be on your way to looking your best!

Physical Examination – A physical exam is conducted including facial features, the inside and outside of your nose and also any necessary blood test and laboratory tests. Photographs – To document your transformation, you’ll have multiple photos taken of your face and nose from different angles. Open Discussion – During your consultation, being open and honest about your reasons for getting the surgery will help the surgeon understand exactly what you are looking for. Consultations are also held to help individuals attain realistic expectations on the outcome of the procedure.

What are the benefits of this tumescent technique? This technique offers some benefits over older liposuction techniques, avoid the use of sedative drugs or general anesthesia, changing this for local anesthesia instead, and reducing the risk of bleeding even after the procedure due to the epinephrin application directly into the subcutaneous fat that will be removed. When was this technique developed? This tumescent technique was developed in 1985 by Dr. Jeffrey A. Klein, a dermatologist in California, and published two years later in the American Journal of Cosmetic Surgery. The first liposuction technique was developed in the late 70’s in Europe and could only be performed under general anesthesia, and blood loss was an issue. This led to Dr. Klein developing this technique where the downtime is minimal, there is no need for general surgery, and blood loss is kept to the minimum. Read additional info on eyelid surgery santa Barbara.

Some patients may decide that they are simply seeking a more youthful appearance. In these instances, Botox and fillers (which are non-invasive procedures by nature) can be added to the equation so that the patient receives the exact look they are hoping for. The factors that are responsible for influencing the results and the procedure are also explained. The structure of your cartilage and nasal bones, your expectations, your age, the facial shape and the elasticity and thickness of skin are examined in depth. The techniques that will be used are discussed and so are the anesthesia options. The costs that are involved and the location where the surgery will be performed are covered during this step as well.

The mini facelift under local anesthesia is customized for each individual patient. Dr. Sheffield evaluates the patient’s skin, face and underlying bone structure during the initial consultation. He will also speak with patients regarding their surgical goals and ultimately set the correct expectations. Medical conditions that could lead to complications during or after surgery are discussed as well. Patients who have blood clotting problems, high blood pressure, and excessive scarring must tell their surgeon about these issues. Medications and drug use also need to be spoken about in an open forum because of their potential effect on the procedure.

Rhinoplasty is a bit risky for heart patients. It all depends on the extent of your heart disease. If you have cardiovascular disease, you can have rhinoplasty without any worries under the supervision of your cardiologist. The nose is the focal point of our face, so having a beautiful nose will definitely be one of the reasons for feeling better and more confident in your appearance. Because your airway was probably just ”perfect,” any incremental reduction in it would cause airway obstruction. That is why it is important to be evaluated by a physician who is trained in otolaryngology, or a plastic surgeon who specializes in nasal surgery so that you can get a good-looking nose that functions well.

Your face is precious after all and you will have with you for life, so before deciding on having the rhinoplasty procedure, you should definitely weigh your options, do your due diligence and be sure to ask your plastic surgeon plenty of questions to determine if this surgery is right for you. Your nose is the center of symmetry in your face and even subtle alternations can dramatically change your appearance. Expectations are a critical component when selecting candidacy. The best candidates have a desire to enhance the profile of the nose, but there is not a perfection obsession. The ideal candidate is a person who does not seek a rhinoplasty to make them a happy person, as they are already happy with their daily life and are simply seeking an enhancement to self-confidence and self-esteem. It’s important to be realistic in terms of goals for your rhinoplasty results and it is critical to discuss all of your expectations and concerns with Dr. Sheffield to ensure that the outcome is in line with the surgical possibilities. Find extra information at santa Barbara plastic surgery. Robert W. Sheffield, MD Plastic Surgery, 601 E Arrellaga St #101, Santa Barbara, CA 93103, (805) 318-3280