Charlotte, NC realtor

Charlotte, North Carolina realtor: After narrowing the search to 2 or 3 homes, your agent will do whatever research is necessary to aid you in making your decision. Ultimately, however, it is your decision. Some tools that can help you make that final decision include school reports (if you have or are planning on having children), statistical information from the local chamber of commerce, future zoning or road expansion from local planning offices, etc. Whatever the factors of importance are to you, have your agent help locate that information. Once you have selected a single home to focus on, your agent will conduct a comparative market analysis on that property. This involves determining “fair market value” by looking at what other buyers were willing to pay for properties similar to yours in the same neighborhood or area.

This should be a necessity for anyone who is buying real estate. You don’t want to buy a home that has a crack in the foundation or needs a new roof. A home inspection can spot these and other things that are wrong with the house, which gives you far more negotiating power, and it gives you a reasonable idea of what to expect in terms of expenses for the future. What type of storage space does the estate have? Is it a luxury home with plenty of space, or is it going to be a tight squeeze when you move all of your stuff in? This is important as you begin your home search, you want to set proper expectations for how much room you’ll really need.

At Grant Street Realty, a group of professional and experienced realtors in Charlotte, North Carolina, we realize that buying a home is as much an emotional decision as it is a financial decision. It’s very important for a buyer to have an emotional connection to your home. Keep in mind that potential buyers need to be able to see themselves living in your home. Begin by de-personalizing your home, eliminate themed items, remove table trinkets, family photos and any items of great monetary or sentimental value. By giving the buyer a blank canvas, they will then be able to envision themselves and their personal items in this space. Discover a few extra info on Carolina realtors.

Being careless with credit. Lenders pull credit reports at preapproval to make sure things check out and again just before closing. They want to make sure nothing has changed in your financial picture. How this affects you: Any new loans or credit card accounts on your credit report can jeopardize the closing and final loan approval. Buyers, especially first-timers, often learn this lesson the hard way. What to do instead: Keep the status quo in your finances from preapproval to closing. Don’t open new credit cards, close existing accounts, take out new loans or make large purchases on existing credit accounts in the months leading up to applying for a mortgage through closing day. Pay down your existing balances to below 30 percent of your available credit limit, and pay your bills on time and in full every month.

Grant Street Realty is located right in the center of Ballantyne in Charlotte, NC. We are the local Charlotte real estate experts. We serve most of our clients in Charlotte and the surrounding areas such Ballantyne, uptown Charlotte, South Park, Pineville, Matthews, Mint Hill, Monroe, Waxhaw, Weddington, Indian Trail, Steel Creek, Lake Willie, Fort Mill, Indian Land, Huntersville, Lake Norman, Davidson, Denver, Cornelius, Mooresville, Kannapolis, and more. See more info on https://grantstreetrealty.com/.