The best front loading washing machine

Best washing machines India? Even though LG washing machines do not have many bells and whistles like Bosch and IFB, it one of the best selling front load washing machines in India and is considered as a reliable appliance that performs well with all necessary wash functions. With 6 kg capacity, it has a maximum RPM of 1000 cycles and temperature range from cold up to 95 degree Celsius. The body is made from high quality plastic which is supposed to be rust resistant. This newer version also comes with a touch panel display that gives it a modern look and makes it easier to change settings. The wash settings include baby care, skin care(which completely removes detergent residues), duvet, easy care, mix, cotton eco, cotton, sports wear, delicate, wool, intensive 60 and quick 30. It also has medic rinse, Intensive and Crease care options. The baby care setting is found to be especially useful for cleaning heavily soiled baby clothes and even remove poop and pee stains. However, if you are someone who is always in a hurry, then you may not be quite happy with LG as their fastest wash cycle lasts 30 minutes while Bosch and IFB has quicker wash cycle of just 15 minutes.

When cleaning the dryer, make sure to also clean the drum itself. The sensor many dryers have will stay clean, which means that the program can adjust to the amount of laundry better. Look in the manual of your dryer to see where it is located exactly so you can clean the sensor properly. This way, you ensure that the dryer works properly. For cleaning, use a warm water with soap and a damp cloth.

The semi-automatic machine on other hand needs lot of manual intervention. You need to fill water before beginning the wash cycle and select the wash cycle/time. Also, once the wash is complete you need to transfer clothes from wash drum to drier (spin) compartment. In a way it gives more control over the washing process but its generally considered labor-intensive. They lack any new and appealing features and that’s why are generally more affordable. From an energy saving perspective both machines (automatic and semi-automatic) are similar. Find additional information at top semi automatic washing machine.

Senorita Aqua SX is one of the currently most used washing machines in India it comes with beautifully packed features like Cradle wash, 3D wash, and with Aqua Energie that makes sure of your clothes properly taken care of. The beautiful silver and grey colour of it, adds dramatic flair to the décor of your house so washing machines don’t have to be an eyesore anymore. You can put it in your house comfortably and won’t have to worry about ruining the beauty of your house.

When loading the dryer, separate lightweight fabrics from heavyweight ones for faster, more even drying. Whenever possible, dry full loads, not just one or two items, to save on energy costs. Drying several loads consecutively saves energy because the dryer doesn’t have to warm up each time. Do not add wet items to a partially dry load. It will confuse the moisture detector in your dryer and over dry some of your clothes. Don’t open the dryer door unnecessarily. You’ll add time to the drying cycle by letting warm air escape.

Top Load Fully Automatic washing machine doesn’t require you to manually transfer your laundry. These machines have a single drum in which both washing and drying is done. You can buy these in price between 10 to 20k INR. Top load fully automatic washing machines have more wash programs compared to semi-automatic. Continous water supply is needed for the efficient working of these machines. Most popular brands in this category are Haier, LG, Samsung, Whirlpool, IFB. Discover extra info at https://www.homeapplianceslabs.in/.

Mot Tilehurst and top auto services

Best car services Mot Reading by mot-centre? Not every chip or crack on a windscreen will cost you an MoT certificate, as it’s all down to location. The details may seem complicated, but as a rule of thumb you can get away with chips smaller than 10mm in front of the driver. Any damage bigger than 10mm in front of the driver – and also in the glass area swept by the wipers – will be an MoT fail. Elsewhere on the glass, damage has to be larger than 40mm to constitute an MoT fail. Wiper blades must be in good condition – not perished or damaged – and clear the screen effectively. The washers must work too, and the MoT tester is within their rights to issue a fail if you haven’t topped up the washer bottle or unblocked dirty washer jets with a pin!

As a resident of Reading or Berkshire, you really need not look further than The BMW service centre. We have the best BMW specialists in the area and our assurance to all our customers is that they can entrust their prized BMWs with us. There are many vehicle service centres in the Reading and Berkshire area and yes they do provide a wide range of vehicle related services. However, one thing that you need to know is that a BMW should never be left to regular mechanics. You will be happy to know that our mechanics are not your everyday average technicians; we have the expertise to sort out any issues that your BMW might be having and get you safely back on the road in double quick Time

Car recovery Reading We understand the frustrations motorists go through when faced with mechanical breakdowns. Therefore, we are well equipped to provide you with the help that you need. Car recovery Reading offers recovery services like fender benders, getting your damaged car to its destination and a full car recovery service. They offer services you can trust and therefore you do not need to panic whenever you are in such car and van breakdown predicaments.

The Car Service Centre Reading is an established business that has a wide range of loyal customers throughout the Reading and Berkshire areas. Our reputation for providing an honest, professional and cost-effective service has grown through recommendation for over twenty five years. We offer all kinds of car repairs and we are your one stop shop for all Car Services that you will or may require. We Can offer a Courtesy Car for our Customers that have booked their car in at our garage that cannot be turned round or repaired within 24 Hours. Discover additional information on Mot Tilehurst.

Car BodyWork Repairs Reading is a focused team with highly skilled and well trained professionals who have a lot of experience on bodywork. We have staffs who are highly motivated with years of experience and good skills on vehicles’ glass removal, refinishing, refitting, and dismantling of most valuable vehicles for repair and large scale hand panel beating and metal shaping.

Headlights and indicators: front, rear, headlights (main beam and dipped), hazard lights and indicators. If any aren’t working, first check for broken bulbs and replace them. Brake lights: ask another person to check the rear brake lights come on when you press the brake pedal. Tyres: check all the tyres have at least the minimum legal tread depth of 1.6mm, or they’ll be marked as an MOT ‘fail’. This can easily be done with a 20p coin – see the diagram on the Tyre Safe website. Check for any damage such as splits in the tread, bulges or cuts in the sidewalls. Also check the tyre pressure is correct – the car’s manual will list the right pressure and they might also be on the sidewall of the tyre itself – and increase it at a petrol station if necessary. Read more information on https://www.mot-centre.com/.

Credit card processing agent program and merchant services careers

Credit card processing agent program with shawmerchantgroup.com? Which Career to Go For? When you are selling merchant accounts, there are different models that you can choose from. You can go for the typical model of trying to reduce the fee paid by merchants in credit card processing. Or, you can also try to eliminate this fee, yes you read it right, you can make it vanish. The latter one is a more attractive career option as there are more chances of earning a decent amount.

Is It Really Necessary to Work with the Best Merchant Sales Partner Program? Yes, it is extremely crucial that you have the top merchant services reseller program working with you. There are many logical arguments that we can make here but to keep things short, we will only make three arguments, let’s see them below: Merchant Satisfaction: You do not want to work with credit card processing agent programs with bad reviews from merchants. Because if their existing merchants are not satisfied, you won’t really be able to make a good amount of sales. And since you will be completely dependent upon the income coming from the number of merchants you sign up, working with a company having high merchant satisfaction is crucial.

When you are a registered ISO, you’ll be able to gain access to better rates and have sub-agents that earn income for you. Being a registered ISO allows you to expand your network and grow bigger as you attempt to accommodate more merchant partners. As opposed to being a traditional agent, being an ISO is truly the next step in the merchant processing career and a great way to expand your income and your reach. Being an ISO is considered a privilege, especially when you are working with North American Bancard. With an ISO certification, you can spread your agency and ensure that you build a foundation of future earnings on a strong, compliant partnership with North American Bancard. Find extra info at Merchant Services Agent Program.

You can hire a professional telemarketer rather than paying huge bucks to the lead generation companies for leads. Telemarketing usually helps you to get good results. If the telemarketer is targeting the small business in your area, tell him/her you want solid leads. His/her job is to keep the Merchant Services Agents busy by finding potential clients. The telemarketer can also work as your assistance and making the calls after your first meeting.

PayAnywhere is a fully functional POS system that can reside on a tablet or mobile device. It is the industry standard in mobile payments and it’s an option that we are happy to offer. At North American Bancard, we believe in providing our merchants and our agents with the assistance that they need. For merchants that are in need of cash infusion, we offer merchant cash advance short-term lending to help. Cash advances are sold through account agents, providing agents with yet another revenue stream and reason to choose our merchant processing program as a partner. With cash advance and all the rest of the benefits that we have to offer, our merchants and agents are well taken care of. Discover even more details at https://www.totalmerchantservicesagentprogram.com/.

UK attractions, top destinations selection and airport transfer services London

5 top attractions in the UK and airport transfers by AirportTransfersOnline? Located in the heart of the historic city that bears its name, Canterbury Cathedral (a UNESCO World Heritage Site) is home to the Archbishop of Canterbury and is the cradle of English Christianity. It all started when St. Augustine converted the pagan Anglo Saxons here in 597 when he became the first bishop. Excellent guided tours of the cathedral are available, and for a truly memorable experience, consider booking an overnight stay in the grounds at Canterbury Cathedral Lodge. But there’s much more to this beautiful medieval city than just its cathedral. Canterbury is also a popular cultural and entertainment destination with great shopping, galleries, and cafés, as well as attractions such as those focused on Chaucer’s medieval England and the city’s Roman past.

Information: Give us much detail about your travel arrangements as possible. A good on-line booking form should include the following information as a minimum, dates, times, number of passengers, collection and drop off addresses, contact number, Terminal information, flight numbers and any special instructions. Check your dates: It’s easy to make a mistake. One of the most common is for clients travelling trans-Atlantic to give their take of date as their arrival date, when actually they arrive the following day due to the time difference. At any one time there are many drivers at LHR looking for their passenger when they are still fast asleep in their hotel room on the other side of the pond!

Cornwall, Devon, The Ritz in central London – wherever you are in the UK you can’t go too wrong with an afternoon tea. Just don’t go putting the clotted cream on before the jam. Or is it the other way round? Bettys is a Yorkshire institution. The York branch has been serving up scones (or Fat Rascals, as they call them) and tea in china cups since 1936. Work up an appetite before you visit by wandering around The Shambles, York Castle or the ancient city walls.

Since London will be the central location regarding European countries and West Region, celebrate this any tourist hotspot plus a fantastic meeting level regarding world holidaymakers. London Airports Transfers offer holidaymakers a high amount of ease and comfort and adaptability with excellent facilities all the way from the international airport to any destination in London. For just about any indicate level flight inside European countries, step into Gatwick airport Airport terminal. Many drivers specializing in Heathrow airport transfers are certified to share a few tips with you to help you to propose the fastest transit through the airport and departure en route to your final destination. Find even more details on London Airport Transfers.

Although Dippy the Diplodocus has been relocated from its iconic position in the great hall, the Natural History Museum is still the place to come for a day of dino fun and historic adventures. See the amazing collection of animals and pick up fun facts about the ancient Egyptians in this English gem. A great educational day out and a chance for children to see that learning is fun! If you have a budding Einstein in the family, the Science Museum in London is the perfect place to encourage their interests. Think like a scientist at the Museums Wonderlab, where you can immerse yourself in practical scientific experiments. Explore flight engineering, dive into outer space and even check out the iMax cinema for a fun-filled day of hands-on educational thrills.

Have a magical day out with a behind-the-scenes tour of the Harry Potter films at Warner Bros. Studio Tour London The Making of Harry Potter. See first-hand the sets, costumes and props used in all the Harry Potter films, and step inside some of the films’ locations including the Great Hall, Dumbledore’s office and Hagrid’s hut. It’s the ultimate Harry Potter experience! Book in advance for one of the bestselling London tours. Buy a 24-hour ticket and enjoy the freedom to hop on and off the sightseeing buses and explore some of London’s most famous places, such as Tower of London, Buckingham Palace, Westminster Abbey, St Paul’s Cathedral and Trafalgar Square. See more info at here.

Get free Instagram followers and growth tricks

More Instagram followers advices? Since Instagram started to hide likes, it’s harder to gauge what content performs best. While you can see how many likes your posts get, your followers can’t, so there’s no bias in getting a double-tap on a post just because it looks like a popular content. Today brands need to look further into their performance metrics and track comments, saves, Instagram Stories views, shares, and even DMs to understand how their content performed.

When the opportunity presents itself, aligning your content with trending topics or hashtags can improve discoverability and engagement. For example, you can ride the wave of a trending topic or event, such as a holiday, in a relevant way to boost your engagement and reach. Or you can participate in one of the many hashtag holidays that exist, such as #NationalCoffeeDay (falling on October 1st in 2018). Mark relevant events in your calendar so you can prepare relevant content in advance. Be sure to join the conversation in a meaningful way and when in doubt, ask yourself if your target audience would actually pay attention to the trend.

If you’re looking to get more followers on Instagram, it’s time to let your audience in. Instagram used to be all about the visuals – a cohesive aesthetic, high-quality photography, and on-brand images were a must. But the biggest trend for 2020 is authenticity, with long-form captions that allow your audience to learn more about you, your brand, and your mission. In fact, according to influencer research by Fohr, the average caption length has more than doubled since 2016. And in 2020, our feeds will be filled with an average caption length of 405 characters – which averages out to be 65-70 words! See even more info at Instagram auto followers.

Get more attention, followers, and interaction on every video you post – on the fly. We can help you achieve the levels of Instagram success you’re after, without breaking the bank – and in fact, without spending a single dime in the process. Are you ready for lots of free Instagram video views from real people that are actually interested in the content you’ve invested so much energy into creating? Get started with a free account and grow your profile the right way. No matter what you’re trying to do with your account and profile – it’s undeniable that video views can play a huge role in helping you achieve your Instagram goals. Here are the top 3 reasons that force people to try and get more views for their videos.

Your goal on Instagram is to engage your current audience on a regular basis while also growing your number of real followers. Posting new, interesting and engaging photos will satisfy the first requirement, but to begin growing you’ll find hashtagging your photos to be extremely important. Hashtagging your photos makes it easy for people to find your photos that are searching for those specific terms.

Insta Followers Pro is an online platform specifically designed for the sole purpose to offer Instagram users free followers, likes and comments. A large number of users take advantage of our services with the motive to grow their accounts and we deliver our services with excellence. Our platform benefits businesses, influencers directly since they are constantly in the run to reach out to maximum number of people by increasing likes, comments and their followers in exceedingly large numbers. See extra details on https://www.instafollowerspro.com/.

London attractions, top destinations selection and airport transfers

London travel attractions and airport transfers from AirportTransfersOnline? Prison, palace, treasure vault, observatory, and menagerie: the Tower of London has done it all and it’s one of the top attractions in London. Widely considered the most important building in England, there’s enough to see and do at this World Heritage Site to keep visitors busy for hours. The centerpiece of this Thames-side fortress is the White Tower. Built in 1078 by William the Conqueror, it’s home to amazing exhibits, such as Line of Kings, the world’s oldest visitor attraction, established in 1652 with a remarkable display of royal armor. Other highlights include the impressive Crown Jewels exhibition, classic Yeoman Warder Tours, the Royal Mint, and exhibits and displays regarding prisoners and executions. All told, the Tower of London covers some 18 acres, so there’s a great deal of exploring to do.

Let us help: Carrying your bags, minding your luggage or just pointing you in the right direction should all be part of the service. Let the driver assist you in any way they can. Don’t be afraid to ask: If you would like anything during your journey to and from the airport, just ask the driver. To stop for a comfort break is no problem in most instances and a lot of drivers welcome such break as an unplanned chance to stretch their legs. Or you may have forgotten to put a loaf of bread in the freezer, well just ask the driver to stop at the shop for a couple of minutes. This is the difference between a quality airport transfer or Chauffeur Company and a taxi firm.

Hop on board a train in Glasgow to travel along the West Highland Line to the end of the tracks. It’s one of the most beautiful railway routes in the world, taking in the wild landscapes of west Scotland. The train quickly leaves the city behind, passing craggy mountains, steep gorges, lochs and moors. Keep your eye out for the Glenfinnan Viaduct, which was used in the filming of ‘Harry Potter’, Ben Nevis and some of the tiniest, most remote stations on the line, including Corrour, the highest-altitude station in the UK. Your journey ends as land turns to sea and the train pulls into port town Mallaig. Feeling fancy? Spend the Fort William to Mallaig leg of your journey living it up on steam train The Jacobite.

Since London will be the central location regarding European countries and West Region, celebrate this any tourist hotspot plus a fantastic meeting level regarding world holidaymakers. London Airports Transfers offer holidaymakers a high amount of ease and comfort and adaptability with excellent facilities all the way from the international airport to any destination in London. For just about any indicate level flight inside European countries, step into Gatwick airport Airport terminal. Many drivers specializing in Heathrow airport transfers are certified to share a few tips with you to help you to propose the fastest transit through the airport and departure en route to your final destination. See extra info on Airport Transfer Services.

Divided into seven fun-tastic areas of exploration and learning, the W5 Science centre has something for everyone. Whether it’s paddling in a virtual rock pool, scrambling through the Spacebase climbing rocket or racing your own K’Nex car there is a world of discovery awaiting your little ones. There’s even amazing augmented reality technology that transports families to exotic locations to meet incredible (virtual!) animals.

You could also soak up some culture at London museums, visit the Queen at Buckingham Palace, or take the perfect picture with Big Ben, just some of the many iconic places to go in London. The top 10 free London attractions list is based on visitor numbers: start your sightseeing in London now with these popular spots. Don’t miss out on some of London’s best attractions during busy times. Book online to avoid the queues at the top 10 bookable London attractions and get fast-track tickets and easy access to London’s sights. Find even more information at https://www.airporttransfersonline.co.uk/.

Free collect delivery Mot service in Reading with mot-centre.com

Top free collect delivery Mot service Tilehurst by Mot-Centre? Book a Car Service and combine With a Mot and we will reduce the Mot Cost to £35.00 saving you 50.00% Great offers are available for a limited time only. Also we are Now operating a Mot test reading service up to 2330pm in the evening Monday through to Saturday for those that can’t get here through the week due to work commitments, we will also collect your car anywhere within a 10 mile radius of our garage free of charge flexible collection and drop of times are also available. We now operate a 24 Hour Recovery service for our customers, have your car or van recovered to our garage to be fixed by us and we will offer a 20% discount.

A Mot Booked with a Full Vehicle Service Is £35.00, A Mot With No Vehicle Service Is £40.00, You must book these services online to receive this special Discounted Mot Price offer, The Recommended Retail Price is £54.85 Saving You a Massive 45%, Great Genuine Deals from the Car Service Centre in Reading. Our Car Servicing is carried out to exacting manufacturer’s specifications. All our work will include Originally Equipped (OE) branded parts, or their same equivalent protecting your manufacturer’s Guarantee or Warranty at all times.

Our company use the current water-borne paint which is environmental friendly, materials & processes to ensure the best practice approach where is workable. Our aim is to go beyond expectations and this is through continuous improvement of our processes. We apply both the traditional and modern skills where necessary till we achieve the excellent results desired.

Windscreen wipers: make sure your wipers clean your windscreen effectively along with the washers. Remember, any tears or holes in the wiper rubber can mean an MOT fail. Suspension check: check the shock absorbers by applying your weight to each corner of the car then quickly releasing it. The corner of the car should quickly return to its original position. If it bounces more than twice, this could mean the shock absorbers are faulty and need to be checked. Horn: give a short blast of the horn – if it doesn’t work or isn’t loud enough to attract the attention of pedestrians or other motorists, get it repaired. Find additional information on https://www.mot-centre.com/free-collect-deliver-service/.

Car recovery Reading We understand the frustrations motorists go through when faced with mechanical breakdowns. Therefore, we are well equipped to provide you with the help that you need. Car recovery Reading offers recovery services like fender benders, getting your damaged car to its destination and a full car recovery service. They offer services you can trust and therefore you do not need to panic whenever you are in such car and van breakdown predicaments.

A company which can offer quick free collect and delivery service of the car will be of the best. To know more about the delivery of the services, you need to ask the company about the services they offer. In most cases, the car repair centers will offer an estimate of the time they can take to deliver. It is always necessary to ask and get prepared to that you can make the right decision.

BMW is one such vehicle; if you own one then it is without a doubt that you have the utmost adoration and respect for it. For your BMW to provide you with the best possible service then you absolutely have to take the best care of it. You cannot take any chances with such a high end piece of engineering. As meticulously designed as the BMW is, it will at one time or another experience problems. When such a time comes, it is vital to ensure that you only seek the services of the most qualified specialist to look into the problem. You see, you cannot just trust any other mechanic with your BMW; you have to approach people who understand the complexities of this particular and complicated piece of machinery. Read extra details at https://www.mot-centre.com/.

Top auto tyres in Reading

Budget auto tyres in online shopping from WheelAlignment Reading? Dunlop is a famous tire brand with a long history in the UK since the late 18th century founded by John Boyd Dunlop. For more than 120 years of pavement experience, Dunlop’s pioneering innovations, combined with exceptional success from the sporty tire range, have built the brand and are the first choice of the driver and car enthusiast everywhere. With years of experience, Dunlop is at the forefront of creating and applying new technology in the tire industry, offering new and innovative features that enhance the feel of the road surface and provide the feel of convenience for the driver. Dunlop tires always meet the standards of many leading car manufacturers such as Alfa Romeo, AMG, Audi, Bentley, BMW, Jaguar, Lexus, Mercedes-Benz, Porsche, Chrysler, TVR, Toyota, Mitsubishi, Honda, Suzuki, Nissan, Isuzu, GM Daewoo, Huyndai, Kia, Mazda …

If this wear and wet grip combination carries over to other testing, this is the new tyre to beat. Stay tuned for our test in June (assuming we can fly again) Next up, we’re falling back to the tyres I recommended last year, which are the Michelin Primacy 4, Continental EcoContact / PremiumContact 6 (don’t ask), Hankook Ventus Prime 3 and Nokian WetProof. Go check out last year’s video to find out why. As for what I can recommend from the next step down in price, again Giti, Maxxis, Nexen and look to be leading the way with the Giti GitiPremium H1, the Maxxis Premitra HP5, and the Nexen N Blue HD+. As before, these can save you quite a bit of money, but you will be making sacrifices in certain areas of performance.

During its development the engineers took into account many years of experience in car racing, provided it with an asymmetric tread design with a wide outside shoulder, continuous rib and deep longitudinal grooves. The sidewalls were additionally strengthened that significantly improved handling, but did not negatively affect comfort. Although such class of tires is more oriented on dry asphalt, on wet roads Goodyear also behaves predictably and safely, due to the use of three different rubber compounds. Discover extra information on Tyres Reading.

Coming second in our 2014 test, the Goodyear has now been pushed down to sixth by newer tyres. As before, it performed best for rolling resistance and interior noise, where it came third and first respectively. Its engineers also seem to have found the recipe for improving fuel economy without sacrificing grip in the rain, as the Goodyear came second in the straight aquaplaning test. Elsewhere, the Goodyear tended to sit in the middle of the pack, with a dry-circuit lap less than a second behind the winner and a stopping distance within three metres of the top result. Like the Kumho, the EfficientGrip felt slightly soft on dry roads, lacking the sharp feedback of the Continental or Hankook, but grip still seemed strong.

It does not matter whether you are a serious user of a car or a part-time user. If you own a car for your own use, then you need to be very serious about taking proper care of it. You just need to remember that your car is your possession, and you would be solely responsible for taking care of it. Moreover, you would be required to spend money on its repairs if it faces any technical trouble in the end due to your negligence. You should pay regular attention towards getting the car servicing facilities for your car. Discover additional info on this website.

Top travel locations to visit in Morocco

Morocco attractions? In antiquity, Volubilis was an important Roman town situated near the westernmost border of Roman conquests in present day Morocco. It was the administrative center of the province Mauretania Tingitana. The fertile lands of the province produced many commodities such as grain and olive oil, which were exported to Rome, contributing to the province’s wealth and prosperity. The Romans evacuated most of Morocco at the end of the 3rd century AD but people continued to live in Volubilis for many centuries.

Morocco’s number one Roman ruin is a feast for history lovers, with a clutch of remarkable mosaics still interred where they were unearthed. This site is also full of tumbled columns and temple remnants, standing as reminders that even the greatest empires eventually crumble. The hilltop location allows the ruins to lord over the surrounding countryside, adding to the romantic ambience of lost glory. Head up through the ruins to the Capitol and Forum to feast on the views. This tourist attraction can easily be visited as a day trip from either Meknes or Fes.

Despite its old age and architecture, Meknes makes its way to the list of the top best places to visit in Morocco. It is located in the north of Morocco, and is a 9th-century medina and also one of the country’s previous capitals. On your visit here, while you might feel that it’s not as fine as the other cities to visit in Morocco, but the royal palace and other major historical sites are an ideal stop to learn about Morocco’s culture. Don’t forget to visit its charming attractions that make it so popular among tourists looking for exotic Arabian experiences. How To Reach: Board a local train or hire a taxi to reach Meknes comfortably. See more details at 3 Day Trip From Marrakech To Merzouga.

A beautiful stretch of beach along Morocco’s southern Atlantic coast, the rocky Legzira Beach is known for its red cliffs and natural stone arch. Although one magnificent stone archway unfortunately collapsed, there is still another remaining beautiful arch to admire. The rugged coastline is scenic and the windy conditions attract keen surfers and paragliding enthusiasts. The UNESCO-listed Volubilis is a large ancient Roman site close to Meknes. Thought to be the old capital of Mauritania, the ruins include soaring columns, foundations, well-preserved mosaics, tall archways, steps, and stone blocks. See where grand buildings once stood and imagine the area’s splendour in its heyday.

For many visitors, Marrakesh’s labyrinthine medina (old city) district is the town’s star attraction. The narrow alleyways are a kaleidoscope of colors, scents, and sounds and are bound to be the sightseeing highlight of your trip. As well as simply wandering (and getting lost) amid the bustling maze, there are myriad shopping opportunities, where you can put your haggling hat on and barter to your heart’s content. Shoppers shouldn’t miss the Babouche (shoe) Souk, Chouari (carpenter’s) Souk, El-Attarine (perfume and spice) Souk, and the Cherratine (leather) Souk. Just west of the main souk area, at the end of Rue Bab Debbagh, you’ll find Marrakesh’s tanneries, where animal skins are still dyed the old-fashioned way. See a few extra info on https://www.moroccotravelholidays.com/.

Real estate developer tricks by Stuart Rubin

Stuart Rubin’s real estate market tips? Assuming you need a 20 percent down payment. The long-held belief that you must put 20 percent down payment is a myth. While a 20 percent down payment does help you avoid paying private mortgage insurance, many buyers today don’t want (or can’t) put down that much money. In fact, the median down payment on a home is 13 percent, according to the National Association of Realtors. How this affects you: Delaying your home purchase to save up 20 percent could take years, and you could limit cash flow that could be put to better use maximizing your retirement savings, adding to your emergency fund or paying down high-interest debt. What to do instead: Consider other mortgage options. You can put as little as 3 percent down for a conventional mortgage (note: you’ll pay mortgage insurance). Some government-insured loans require 3.5 percent down or zero down, in some cases. Plus, check with your local or state housing programs to see if you qualify for housing assistance programs designed for first-time buyers.

This is a very necessary process, used to ensure that your new home is free from defects that could potentially cost you thousands of dollars later to repair. Home inspections will often reveal problems that you can have the seller correct before agreeing to purchase the home. This is known as a contingency. Most offers are usually contingent offers. This means, that the offer is contingent on another factor, such as a favorable home inspection or the ability to obtain insurance. In general, contingencies are safeguards for both buyers and sellers, but should not be overdone. In addition, it is important to meet all deadlines and that all contingencies are met exactly the way the offer describes. Your agent is responsible for making sure contingencies are written correctly.

In contrast, the monthly PITI in the 50 most populous U.S. metro areas averaged just $1,434. That makes home buying a sport reserved for the affluent in those 25 most expensive metro areas. And that’s despite the fact that those metro areas include more than just pricey downtown neighborhoods. They include entire cities and extend into more affordable nearby communities, some suburban. To afford those PITIs of $1,430 to $5,946, you needed annual income ranging from $85,173 to $254,836. That’s a lot more than the $61,454 income you needed to afford a home in the 50 most populous U.S. metro areas. Those metro areas’ PITIs average $1,434.

Stuart Rubin info: His hands-on experience includes regulations, standards, and leading practices pertaining to Enterprise Risk Management (ERM), cybersecurity and customer privacy, system implementation and IT governance, COSO, COBIT, SSAE 18, Sarbanes-Oxley Act, and corporate investigations. He has extensive experience in assisting Deloitte’s clients in navigating the evolving digital risk universe, including cloud, digital asset management, security and privacy, third-party risk management, and robotic process automation (RPA).

Stuart Rubin also serves as a talent leader for Deloitte’s Risk & Financial Advisory consumer industry practice. This includes programming and sponsorship designed to attract, retain, develop, and advance a diverse workforce and strengthening our inclusive culture where all our people can connect, belong, and grow. Prior to joining Deloitte, he was a co-founder of a leading cyber services consultancy where he launched a managed services platform for providing ongoing monitoring of network devices and assessing and reporting on the impact of cyber-related events.

Mr. Rubin had also been one of the founding shareholders of the Private Bank of California. At the time, the Private Bank of California had been the largest Denovo raise for a new bank when founded. Mr. Rubin served on the executive loan committee from founding through the sale and was also an active member of the board through the sale holding various board seats. The company had primarily specialized in added value acquisitions and had created a vertically integrated platform with both management, development, and disposition. Find more info at Stuart Rubin.