What are the top companies that offer car insurance, especially serving Dubai? Here are several tricks to purchase the best available car insurance package. This article is a good general information piece but is targeted at Abu Dhabi car insurance market.
Up the excess: Your excess (or deductible) is the amount of money you commit to paying should your insurance need to make a payout. This includes accidents, repairs, theft and more. Generally, you’re offered a minimum excess amount relative to your premium that you would need to pay from your pocket. The lower your excess, the higher the premium, because the insurance company is essentially committing to paying more. But if you choose to increase your excess, you can save more on your premium.
Few car insurers provide good discounts on car insurance policy but remember if you don’t ask, you won’t get. So, make sure to ask for a discount before buying car insurance. However, the discount may vary depending on the various factors such as the area of a residence, profession etc. To all those people who have no idea about excess, it is the amount of money you will have to pay from your own pocket in case of accident, theft, or any other car-related mishap. Opting for a high voluntary excess will eventually bring down the premium cost. Now you know the simple and best ways to buy the cheap car insurance in the UAE. Don’t forget to compare car insurance plans first and then zero down on a plan that fulfils your car insurance expectations. It will help you to make the right insurance decision for your car. Discover extra info on Car Insurance Quotes.
Making the right decision when it comes to car insurance in Dubai can have a huge impact on your yearly savings. With a wide range of insurance policies with variation in the premium cost and coverage, finding the right fit for your needs and car is often a challenge. But if done right, it can surely save you a good amount of money. As there are a lot of options to explore and compare, it is advised to seek help from an independent consultant who can find the best plan for you if you don’t have time. Don’t just buy the insurance plan pushed by the car dealer, you can always find a better and more personalized plan if you look on your own.
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