Author Archive Amelia Whitehart

Why visit Paris? and shopping,food and packing guides

Bangkok versus Paris ? 2 very different cities. Here are some tips if you visit one of them. Top places to see in Bangkok and food, shopping and packing guides. A triumph of Gothic architecture, the Notre-Dame stands in the heart of Paris on the Ile de la Cite near the attractions of the Latin Quarter. An island in the Seine River, the Ile de la Cite is the historical and geographical center of Paris. On this small plot of land, the Romans built the Gallo-Roman city of Lutetia, and from the 6th century to the 14th century, the Kings of France resided here. The Notre-Dame Cathedral was founded in 1163 by King Louis IX (Saint Louis) and Bishop Maurice de Sully, and the construction took more than 150 years. The cathedral was first created in Early Gothic style, while later additions (the west front and the nave) show the transition to High Gothic style. Tourists are immediately struck by the ornamental design of the facade, with its profusion of sculptures and gargoyles, while elaborate flying buttresses provide structural integrity for the enormous building. Look out for the 21 figures above the doorway in the Gallery of Kings, who lost their heads during the Revolution. (The heads are now on display in the Musee de Cluny.)

To discover the legendary Paris cafes, the best place to start is the Boulevard Saint-Germain in the 6th arrondissement. This broad tree-lined boulevard is lined with designer fashion boutiques, prestigious cafes, and classic brasseries. The most celebrated cafes are the Cafe de Flore (172 Boulevard Saint-Germain), which was the meeting place of Jean Paul Sartre and Simone de Beauvoir, and the Cafe des Deux Magots (6 Place Saint-Germain-des-Pres), the haunt of James Joyce, Picasso, Hemingway, and other creative types. At both cafes, tourists are treated to a classic Parisian cafe experience, complete with waiters wearing bow ties (although the waiters have a reputation for their brusque service). The brasseries of Boulevard Montparnasse were also frequented by famous artists and writers. Le Dome in Montparnasse is a Paris institution (108 Boulevard du Montparnasse). In its glittering Art Deco dining room, the restaurant serves gourmet cuisine focused on seafood. Read more details at http://www.yourtravelsk.com/2019/02/27/all-you-need-for-a-business-trip-is-a-carry-on/.

Paris restaurant pick : Comice : The bulk of Paris’s famed haute cuisine is fiscally out of reach for many. However the year-old Comice, headed by Canadian chef Noam Gedalof and sommelier Etheliya Hananova (the two are married), is an indulgence that won’t completely melt your credit card. The look strikes a similar balance: elegant but relaxed, with striking arrangements from a renowned local florist. Hananova’s wine list — which features lesser-known wines from around the world — is terrific, as is Gedalof’s light, inventive contemporary French cooking. Try the duck foie gras with hazelnuts, strawberries, balsamic, and black pepper or the butter-poached lobster with sweet pea and mascarpone ravioli.

Paris shopping pick : Rue Saint Dominique, Rue de Grenelle & Rue Cler The village-like charms, excellent boutiques, cafes and pretty streets that you’ll discover in the 7th arrondissement between the Champ de Mars gardens and the Esplanade des Invalides makes this our favorite neighborhood in Paris. Most of our apartments are located nearby, where you’ll experience the authentic Parisian lifestyle that we love. Enjoy strolling along the Rue Saint Dominique and Rue de Grenelle, both lined with lovely shops, restaurants and cafes. Be sure to walk up and down the small cross streets as you explore this neighborhood.

Bangkok travel guide

Wat Suthat, adjacent to the Great Swing, is one of the oldest and most beautiful of Bangkok’s Buddhist temples. Three kings had a hand in its construction: it was begun soon after the coronation of Rama I (founder of the Chakri dynasty) in 1782, continued by Rama II, and completed ten years later by Rama III. Apart from its delightful architecture, the temple boasts some exceptionally interesting wall paintings. Wat Suthat is less popular than some of the other temple complexes in the city, so you’ll enjoy a more peaceful and intimate experience here. Read extra info on http://www.yourtravelsk.com/2019/03/26/bangkok-guide-places-to-see/.

Coming in at a whopping 2.5 kilometers in length, the trail at Lumphini Park may be too long for visitors to tackle in one go. That said, this park provides visitors with a number of things to see and do. In addition to jogging or cycling the path, the park is home to a number of sporadic aerobic classes that visitors can jump in on. Paddle boats can be rented by those who want to take to the water for the day and slowly explore the lake which sits at the park’s core. Chinese-inspired gazebos, sunbathing monitor lizards, a concert in the park; visitors never know what they are going to stumble on upon visiting this massive green space in the heart of the city.

Bangkok shopping pick : Chatuchak Weekend Market : One of the largest markets in the world: Its land size is huge, covering an area of 35 acres. The number of stall is vast with 8000 stalls. The place brims over products of all kinds as a result. While Chatuchak covers everything you can ever imagine, unique sections worth checking out are rare to find antiques, ceramics, home furniture, and souvenirs. Best place to buy Thai handicrafts in Bangkok: Get some beautiful handicrafts while touring Chatuchak market if you plan to bring home something truly Thai. The product range is huge; the quality is high; the prices are competitive among shops. These are simply the reasons.

Let’s start big, shall we? Siam Paragon Mall is one of the largest malls in all of Asia. Its department store alone covers 50,000 square metres. And over 250 retail shops comprise of another 40,000 square metres of glorious shopping space. But what brought Siam Paragon at the top of this list is its reputation as the place to be when you’re out shopping for international high-end brands. Chanel, Jimmy Choo, Versace, Dolce & Gabbana, Hermes are just a few. Siam Paragon also hosts a few car showrooms namely Ferrari, Lamborghini, Maserati, BMW, Aston Martin and Lotus. For us nomads hunting for coworking spaces, there is actually a pretty good alternative at this mall. Head to the True Café on the third floor for a fresh coffee and same fast wifi. At the ground floor, Siam Paragon is covered with restaurants and food courts. This is one of my favourite places to grab a bite to eat when shopping around here. Thai and international food from all corners of the globe can be found here, you won’t go hungry. And if you want to submerge after lunch, go ahead, the fish at Sea Life located just underground of the mall are waiting for you!

If you have your eye on everything high class, luxurious, and upscale, Gaysorn Village is the shopping mall in Bangkok to go to. The marble and chrome interiors reeks nothing but sophistication and class. To put it simply, Gaysorn is where the rich and famous head to for their fill on fashion and fun. In this exclusive shopping centre, an impulse of shoppers isn’t the normal case here but just a few elite members out on a splurge. Other than the international brands such as Ermenegildo Zegna, Louis Vuitton, and Hugo Boss, another note-worthy feature here is its innovative ‘Purely Gaysorn’ campaign that aims to offer a gold standard lifestyle shopping with its new Lifestyle Consultant team that exclusively helps you out on your style, parties, and gifts. With only a few shoppers at a time, the shopping experience here is truly relaxed. Expect only up-market fashion brands, jewellers, and the like when you enter Gaysorn Village. For more please see Travel guides , a complete travel blog.

Buy a domain name

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Statistics of 2019 lays out domain registrations dynamics for All TLDs. The number of domain name registrations worldwide has reached 346,726,602 million which in 1.572 different TLDs. The most of registered TLD is of course .com by 43.30%. Secondly, .net has the maximum number of registered domains which occurs 15,733,599 website and it represents 4.54% of the total market share. In the third and fourth place, Germany and China are located due to the surplus in population. According to these statistics, domain names with .de and .cn extensions constitute a total of 8%. The .tk and .uk extension and country-based domain sites, aside from the high numbers in the records, the domain sites with .org extension are increasing. Finally, some of the New TLDs which in this ranking are increasing: .top and .xyz

We don’t charge any fee for domains on NameOcean. You can buy a new domain or transfer your domain and use our free services like ssl, dns and health check immediately. If you need help transfering your domain, check our tutorial: How to transfer a domain to NameOcean? See extra info at https://nameocean.net/ssl/.

Choosing the best possible domain for your would-be website is not always a walk in the park. In fact, it can sometimes feel extremely frustration coming up with a ton of ideas that don’t seem to do the trick. That being said, everybody deserves a really good domain for their business or organization. Everything may depend on this, because it has impact on your SERPs ranking, among other things. Luckily, this post is written to help you do that very easily (and efficiently too). With that in mind, let’s dive in and discuss the top 5 must-know tips for finding the awesome domain you will be proud of.

Every expert will advise you to start with keyword research – Everything depends on it apparently. But trying to come up with a few keywords without any help is difficult, to say the least. That’s why you need to start your keyword research with a tool To find your awesome domain name, use NameOcean.net to generate the perfect domain name. It is a really good AI-powered domain search tool that will not only give you a good domain name but, generates hundreds of alternative domain names in seconds. Obviously, you cannot do that. Besides, all NameOcean domains come with $100 worth free premium features like free SSL, DNS, and website uptime monitoring. That is why you need to start your keywords with a Domain Name Generator.

How to check that your domain name is eligible for transfer? See https://nameocean.net/transfer-domain/. Write your current domain name above and we will check if it is eligible for transfer. Before starting the transfer of any domain name make sure your domain meets the following conditions: Your domain lock (aka registrar lock) is unlocked/removed at the current registrar. You can ask us to find your domain’s current registrar or you can use our Whois Lookup Tool to find out your domain registrar. When you are transferring a domain registration from one Registrar to another, there are specific steps you will need to take to prepare your domain. Below are the details to prepare your domain for transfer with your current Registrar and then submit the transfer request with NameOcean. Requirements may vary for some ccTLDs (for example .UK and .ES).

HTTPS (Secure HTTP) is a requirement for all websites. You may have some questions about what type of SSL certificate works best for you. In order to serve your site in a secure way, HTTPS, you need to install an SSL certificate on your server and then configure your site to make HTTPS connections. Before you can do that you will need to figure out what kind of SSL certificate to use.

Hairstyle trendy styles 2019

Hairstyle “whats cool for” 2019. Blunt Bob, Bobs are nothing new, but if it seems like celebs are going shorter this year, it’s because they are. Hairstylist Ashley Streicher, who just joined R+Co’s Collective, says her clients are asking for “shorter and bolder” cuts. She recently chopped Mandy Moore’s hair into a messy, blunt bob that’s super trendy this season. “I find that people are liking a heavier, more blunt look this spring,” she explains. “I love a really blunt, perfect cut, that when not styled at all, still makes a statement. It’s a perfect cut that’s worn a bit messier.”

If you cast your mind back to the early noughties, you might recall the army of woman who embraced poker-straight hair. Now, love it or loathe it, it’s back according to Frankie Moody, senior hairstylist at Jo Hansford Salon. “I’m extremely sure straight hair will be back in for 2019 – curls and waves are out, so make sure your straighteners are up to the challenge.” Bazaar recommends Ghd’s Original Styler (but we also recommend embracing your natural texture, whatever the trends!).

If you somehow weren’t convinced to chop off all of your hair into a bob in 2018, breathe a sigh of relief because the cut is still going strong in 2019. This year’s version of the bob is blunt and hits at the jawline, but when tucked behind the ear, you’ll get an A-line effect. It’s also great if you’re looking to make your hair appear fuller because de Zeeuw says the shape will make your hair look as thick as possible. “This style works best on straight hair, but if you have wavy or curly hair, it’s also a cool look,” she says. “You can alter this hairstyle for every face shape, too. If you want more volume on the sides (long face shapes), choose a jawline length. If you want to create length in the face (round or angular face shape) leave the length longer.”

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Chrissy and her glossy tousled waves have always suited her well—it’s one of her signature styles on the red carpet. Adding gradual highlights adds dimension to your waves. Celeb stylist Jen Atkin shares her trick for this tousled look: “One of my favorite tricks for styling hair is ‘the clip trick,” Atkin explains. “This is an easy, no-fuss way to get incredible natural-looking waves. Spray damp hair generously with OUAI Wave Spray ($26), then use duckbill clips ($16) to create a dent in the hair, pushing the hair up at the root, then clipping into place, pushing the hair up underneath it, and clipping into place until the entire head has been clipped and the hair is in an S-pattern. Let your hair air dry or blow-dry over the clips. Then, remove the clips, scrunch and you’ve got beach waves.”

We hate to say it, but the soft, strawberry-blonde hues and rose-gold highlights of 2017 have slipped into the ether of forgotten hair color trends. But don’t freak, pink lovers—they’ve been replaced by deeper shades in the same family, like fiery crimson. Good news for your inner emo kid: Rich, jet-black hair covered the heads of some of your favorite celebrities this year, and we’re not just talking about Pete Wentz. The 2018 take on the trend is less Hot-Topic-enthusiast and more badass-hair-chameleon, especially when coupled with a long bob. Not quite ready to go full-on My Chemical Romance with a single-processed black? Meet your middle ground: ash brown—the love child of deep, chocolate brown and muted, slate-gray.

Refinance calculator

Every mortgage company under sun claims to have the lowest rates. But who really has the lowest rates? It’s hard to tell with all the clever ads and fast talking salespeople, but I will break down how it really works in this quick article: Big banks can get away with charging more because some people will always just feel more comfortable doing business in the bank branch atmosphere.On top of them being aware that they can charge more for this service, they also need to charge more to cover the large infrastructure expenses associated with running a nationwide brick and mortar operation.

Mortgage terms : Term – The period of time you are under contract with a specific lender at the interest rate that they are providing for that time period. Amortization – A term used to describe the period of time over which the entire mortgage is to be paid assuming regular payments. Usually 25 or 30 years. Debt service ratio – The percentage of the borrower’s income used for monthly payments of principal, interest, taxes, heating costs, condo fees (if applicable) and debts. GDS is gross debt service – how much you spend on Principal, Interest, Taxes and Heating. TDS is total debt service – GDS plus all other debt payment obligations. Default – A homeowner is ‘in default’ when he or she breaks the terms of a mortgage agreement, usually by not making required mortgage payments or by not making payments on time. Down payment – The money that you pay up-front for a house. Down payments typically range from 5%-20% of the total value of the home, but can be anything above 5%, if you qualify. Early Discharge Penalty – A penalty you may pay your lending institution for breaking the mortgage contract early. This is usually 3 months interest or the Interest Rate Differential (IRD), whichever is larger. See below for IRD.

Paying attention to your money is very valuable. Here are several advices regarding finance terms. Charge cards do not have a preset spending limit and balances must be paid in full at the end of each month. Charge cards typically do not have a finance charge or minimum payment because the balance needs to be paid in full. Late payments are subject to a fee, charge restrictions, or card cancellation depending on your card agreement. You typically need to have a good credit history in order to qualify for a charge card.

What Is a Payday Loan? A payday loan is a type of short-term borrowing where a lender will extend high interest credit based on a borrower’s income and credit profile. A payday loan’s principal is typically a portion of a borrower’s next paycheck. These loans charge high interest rates for short-term immediate credit. These loans are also called cash advance loans or check advance loans. More financial calculators at Mortgage refinance.

Terms: A guaranteed loan is a loan that a third party guarantees, or assumes the debt obligation for, in the event that the borrower defaults. Guaranteed mortgages, federal student loans and payday loans are all examples of guaranteed loans.

Cash flow: The cycle of money coming into and out of an account according to income/revenue and expenses. Negative cash flow is when expenses fall due before income/revenue is available and the account experiences a shortfall. Positive cash flow is when income/revenue outstrips expenses and there is excess cash in the cycle. More financial info on Home loan rates.

EBITDA: EBITDA stands for Earnings Before Interest, Tax, Depreciation, and Amortization and is calculated by subtracting operating expenses from revenue and adding back depreciation and amortization to operating profit (aka EBIT). EBITDA can be used as a proxy for free cash flow (FCF) because it accounts for the non-cash expenses of depreciation and amortization. On the income statement, EBITDA is a line item above net income that excludes other non-operating expenses, as well as interest expenses and taxes. Some could argue that compared to net income, EBITDA paints a rawer image of profitability. While some proponents of EBITDA argue that it’s a less-complicated look at a company’s financial health, many critics state that it oversimplifies earnings, which can create misleading values and measurements of company profitability.

Mortgage broker – A company or individual that finds mortgage financing for individuals and companies whether for purchase, refinance, lender switches, etc. A broker does not actually lend money but seeks out a lender and arranges the mortgage terms. More on Refinance home loan. Equity – The difference between the market value of a property and the amount owed on the property. This difference is the amount a homeowner actually owns outright.

Sri Lanka safari tour for UK citizens

Live a Sri Lanka safari with Go4Safari team! Sri Lanka is an incredible country with many excellent attractions. Yala National Park is home to many wildlife animals including leopards if you have a very special fond affection towards the big cat family and you love to see these feline in their natural habitat you have come to the right place, all you have to do is book a ticket to Sri Lanka and book Sri Lanka Safari through go for Safari they have an early morning special Leopard Safari game drive programs that cater to cat lovers who desperate to see leopards in Sri Lanka.

The Temple of the Tooth is a highly sacred place. The temple contains one of Buddha’s teeth. Legend has it that the tooth was taken from the Buddha on his deathbed, then smuggled to Sri Lanka from India. It was smuggled in the hair of a princess, after her father’s kingdom had been besieged. It immediately became an object of great importance and has been celebrated and paraded throughout history. However, many attempts have also been made to steal or destroy the tooth. Twice daily, pujas are held to celebrate the relic and offer visitors and devotees the chance to get a glimpse of the tooth within its casing. At the summit of Adam’s Peak is a footprint cast in stone. It has spiritual significance to a number of different religions, however, there is currently a Buddhist monastery at the summit. To the Buddhists, the footprint is that of Buddha’s; to Christians, the footprint is Adam’s; and to Hindus, the footprint is attributed to Shiva. The site is a popular place of pilgrimage, especially on full moon nights. The trek to the top of the mountain to see the footprint is via a steep staircase containing over 5000 steps. The trail is lined with many tea stalls and food shops which act as places of rest. Most people begin their hike at 2:30 am to reach the summit in time for sunrise.

Diyaluma Falls is the 2nd biggest waterfall in Sri Lanka and is the perfect spot for a full day adventure. There are multiple falls and natural pools throughout this hike in the Badulla region. I could’ve spent days here. The hike was almost entirely downhill and led us through the long grass but the trail was marked the whole way. It appeared that the trail wasn’t used too often as the trail was quite overgrown in many parts. After about 30 minutes we reached the top of Diyaluma Falls. Here you have a series of pools cascading towards the edge of the cliff. When the falls finally reach the edge they fall into one final pool before crashing 628 feet into the pool, far below. This is the 2nd highest waterfall in Sri Lanka and it is hard to get a good look from this vantage point but if you are game enough you can peer over the edge. After chilling on the edge for over an hour we headed back up the track passing the upper falls and arriving at the top of the upper falls. This was a 15-minute hike and we just followed the track alongside the upper falls. Here we found more pools. It looked quite average until we explored further towards the edge of the upper Diyaluma falls and found a spot where we could jump. We checked the depth and found an area with no rocks and spent the next hour flipping through the refreshing water. See more details on Sri Lanka safari tour.

The Kandy to Ella train journey is said to be one of the most scenic, epic train journeys in not only just Sri Lanka but the world. So with a few days to spare in Sri Lanka, I decided to purchase a ticket for $1.50 and climb aboard for the 5-hour journey. Yes, the train really does cost just $1.50. I have now taken the train in both directions. From Kandy to Ella and in reverse from Ella to Kandy. On both occasions, I just arrived at the train station and bought the cheapest ticket and walked on. I didn’t sit in a seat, I preferred to an open door and hang my legs over the edge for the entire journey.

At the heart of Sri Lanka’s tea industry, this charming throwback to the country’s colonial years is rich with the heritage of home-county England. Tour neatly-terraced tea estates, watch pickers at work, and buy your own samples to take home. Tea lovers will want to visit the Hill Country’s Haputale Mountains, where Sir Thomas Lipton launched his tea empire. To see where it all began, organise transport to Lipton’s Seat – Mr Lipton’s favourite spot to sit and watch over his enormous estate. It is possible (and maybe a bit more comfortable) to take a car up, but an open air tuk-tuk ride is much more fun. Head out early before the afternoon fog cloaks the surrounding mountains, clouding the awe-inspiring views.

Why Wilpattu Safari ? Wilpattu national park in Sri Lanka has the most leopard density when compared to other national parks, also the national park is among the top national parks in the world for its ? leopard population, Wilpattu harbor extremely high biodiversity, including 31 species of mammals, sloth bear (Melursus Ursinus inornatus), water buffalo (Bubalus bubalis), elephant (Elephas Maximus Maximus), Sambhur (Rusa unicolor unicolor), Spotted deer (Axis axis ceylonensis), Mongoose, and shrew are most known. Since this is not the most famous park here on the Island, despite the peak season visitor numbers remain low, which gives Wilpattu a genuine sense of wilderness. Wilpattu park is mostly good to visit all around the year and less crowded with tourists. You will have a close encounter with beautiful jungle trails with lots of mixed geographical features from grassy plains amidst the dense jungle, to wetlands called “Villu”, aka “Willu-Pattu” translated to Land of Lakes. 75% of the national park is covered with thick jungle, therefore you need more time and patient to spot leopards, best if you book a full day Safari and take the most out your encounter with wildlife.

Source: https://www.go4safari.com/

Marcus Memphis Shaw networth

Memphis Shaw, born Marcus Memphis Shaw in Memphis, Tennessee became an author after living a life no one would believe. After being apart of the street life since he was a little kid, Memphis turned his trials into triumph when he penned his first book, ‘In Debt with God’.

He learned how to put his experiences in his artistry. Even in today, Memphis takes everyday as a learning lesson and uses his daily life to tell a story. From ‘Pimpin to Dealing’ Memphis plans on shining a light on topics that have since been hard to digest. Everything isn’t what it seems.

Memphis made his way into the spotlight looking for love. Currently, engaged to Love and Hip Hop Atlanta cast member, Karen King, Memphis is steadily rising to the top. His net worth is sitting at 1.5 million dollars as Memphis plans to release more books in the Fall of 2019.

Amazon reviews : This novel is nothing less than a bestseller. After reading a brief review, I as automatically compelled to delve into this story. For those probing for a new read, I highly recommend for those to get into this one promptly! Read more about Marcus Memphis Shaw at https://www.memphisshaw.com/.

More reviews : This novel is nothing less than a bestseller. After reading a brief review, I as automatically compelled to delve into this story. For those probing for a new read, I highly recommend for those to get into this one promptly!

In Debt with God is an in depth look at the Game – the dope game, the pimp game, the street game. It’s the truth story of a young man who ruthlessly ran the streets for twenty years. A young man who was taught the game by his mom. He’s seen it all and done twice as much but now he’s ready to change his life and prays it’s not too late.

He learned how to put his experiences in his artistry. Even in today, Memphis takes everyday as a learning lesson and uses his daily life to tell a story. From ‘Pimpin to Dealing’ Memphis plans on shining a light on topics that have since been hard to digest. Everything isn’t what it seems.

Home loan rates

Mortgage terms : Closed mortgage – A mortgage that cannot be repaid or prepaid, renegotiated or refinanced prior to maturity, unless stated in the agreed upon terms. Closing costs – Costs that are in addition to the purchase price of a property and which must be paid on the closing date. Examples include legal fees, land transfer taxes, and disbursements. Debt service ratio – The percentage of the borrower’s income used for monthly payments of principal, interest, taxes, heating costs, condo fees (if applicable) and debts. GDS is gross debt service – how much you spend on Principal, Interest, Taxes and Heating. TDS is total debt service – GDS plus all other debt payment obligations. Default – A homeowner is ‘in default’ when he or she breaks the terms of a mortgage agreement, usually by not making required mortgage payments or by not making payments on time. Down payment – The money that you pay up-front for a house. Down payments typically range from 5%-20% of the total value of the home, but can be anything above 5%, if you qualify. Early Discharge Penalty – A penalty you may pay your lending institution for breaking the mortgage contract early. This is usually 3 months interest or the Interest Rate Differential (IRD), whichever is larger. See below for IRD.

Being careful with your money is extremely important. Here are some advices regarding financial terms. Prepaid cards require the cardholder to load money onto the card before the card can be used. Purchases are withdrawn from the card’s balance. The spending limit does not renew until more money is loaded onto the card. Prepaid cards do not have finance charges or minimum payments because the balance is withdrawn from the deposit you’ve made. These cards are not actually credit cards, and they don’t directly help you rebuild your credit score. Prepaid cards are similar to debit cards, but are not tied to a checking account. A lot of people use them as a way to stay within budget.

Payday Loan Interest: Payday lenders charge borrowers extremely high levels of interest that can range up to 500% in annual percentage yield (APR). Most states have usury laws that limit interest charges to less than approximately 35%; however, payday lenders fall under exemptions that allow for their high interest. Since these loans qualify for many state lending loopholes, borrowers should beware. Regulations on these loans are governed by the individual states, with some states even outlawing payday loans of any kind. In California, for example, a payday lender can charge a 14-day APR of 459% for a $100 loan. Finance charges on these loans are also a significant factor for borrowers as the fees can range up to approximately $18 per $100 of loan. More financial calculators at Mortgage rates today.

Terms: Asset: An item of a tangible or intangible nature that has value or benefit, such as the capacity to generate revenue or interest. An example of a tangible asset is real estate and an intangible asset is a business brand name.

Balance transfer: The movement of the amount owing from one account to another account. A credit card balance transfer, for example, involves the movement of the amount owed on one or more credit cards to another account or institution, usually for the purposes of consolidating debt and/or taking advantage of better interest rates and/or payment terms. More financial info on Mortgage companies.

Cash on Hand, Money in the Bank: Another thing most news reports look at is how companies manage their money – specifically, how much they have in free cash flow, total debt, and what assets they have available in cash equivalents, such as short-term government bonds that they can sell to settle debts. In Hemlock Inc.’s announcement, free cash flow is increasing, meaning that after all expenses have been laid out in order to maintain the business’ continuing operations, the amount of cash it has on hand is growing. On Hemlock’s balance sheet, the company shows cash and cash equivalents of $128 million, which can be converted into cash if required, especially in the event that their total debt increases and/or income takes a hit.

Interest Rate Differential – A way lenders calculate the penalty for discharging a mortgage before the end of a closed mortgage contract. The difference between the interest that the financial institution will make if you continued your mortgage to the end of the contract and what they will make by loaning it to someone else at the current interest rate. More on Home equity line of credit. Equity – The difference between the market value of a property and the amount owed on the property. This difference is the amount a homeowner actually owns outright.

Canada, Toronto SEO competition uWelcome2019

Where? Toronto, Canada. When ? Spring 2019. Test your SEO skills with SEO challenge uWelcome2019! If what you are looking for is to promote your personal brand as an SEO. Launch all you set of skills at once, there will be no regrets. Step hard show the other the techniques implemented in order to win this contest. Winning uwelcome2019 will draw new projects your way.

What is a SEO Contest ? According to the highest ranked knowledge base website , Wikipedia, we have a first definition : A SEO contest is a prize-awarding activity which challenges search engine optimization (SEO) practitioners to achieve high ranking under major search engines such as Google, Yahoo, and MSN using certain keyword(s). This type of contest is controversial because it often leads to massive amounts of link spamming as participants try to boost the rankings of their pages by any means available. The organizing body of a SEO competition may hold the activity without promotion of a product or service in mind; or they may organize a contest in order to market something on the Internet. Participants can showcase their skills and potentially discover and share new techniques for promoting websites.

The real winner of the SEO Hero contest was the organizer… So if you want some attention for your SEO agency here are a few tips about organizing SEO Contests : Before creating a contest, you need have your goals in mind and what you want to achieve. The concept needs to be built around this : Define the page or section of your site for which you want to improve organic visibility. Time the competition to run 6-8 to weeks before the peak period of interest for your target page or section so you have high quality relevant links incoming during a key period.

SEO Hero is a thing of the past, the present is Best SEO contest uWelcome2019! Reason to participate ? Get to know the opinion of your co-workers, Capture their personal data, contests, and sweepstakes on Google’s SERPs can be very useful to know the opinion of your friends about your Seo Contest uwelcome2019. You will obtain a fast and smart SEO team this year. There will be no losers every one will get a full set of new skills. All just by creating this SEO competition this year. See extra info on SEO challenge uWelcome2019

SEO Hero : the truth about it! For this I will be transparent, these are the domain names with which I will participate. I wanted to diversify domain names by not voluntarily taking.com or. fr. The objective and rules of the contest require the use of English as the main language. Although one can think that the.com is the extension has favoured, I go on a domain in. top for my main site SEO hero This competition was launched by Wix, an online platform to create web sites using a simple drag-to-drop method, which was a long time to be ideal if you wanted to have good positions on search engines. Since the beginning Wix has improved from flash to HTML 5, allowing to modify meta tags, managing correctly the 301, taking into account the mobinautes…

Data driven crypto portfolio management

There are many crypto currencies and a good management of your crypto portofolio is very important for good profits. We will compare HodlStream to other crypto portofolio managers. Blockfolio is one of the most popular portfolio trackers out there and for good reason. It has 5M+ downloads and 90k+ reviews in Google Play Store and Apple App Store combined. Intuitive design is the cornerstone of the app. Blockfolio is focused entirely on the app with no web-available feature. It allows for tracking of multiple portfolios and like Gem, Blockfolio is free-to-use for all its features. However, there is no exchange sync capability which means all trades have to be added manually.

Coinmanager is an attractive app available for iOS and Android. As well as solid alert functions (by both price and volume), it offers some impressive and unique features. Charting for example is powered by the industry leading Trading View, enabling the use of multiple indicators. An arbitrage function tracks price differential between exchanges. Its also possible to trade directly through the app, via API links to Binance, Bittrex, Bithumb and Coinone.

Must have : It’s almost tax time again, and accountants are going to be inundated with crypto investors looking to pay taxes on their assets. Accounting for crypto is easiest and most accurate when professionals have the information they need in an accessible format. While this can require a painstaking process of document acquisition, this can be simplified by using third-party asset management tools that can streamline communication with CPAs and external auditors. For example, a platform that can export data on all crypto assets into a CSV allows users to quickly share financial information with tax professionals. Naturally, platforms that offer a plugin to popular services like Coinbase are even better. Extra details on Track your crypto portfolio.

Comparing cryptocurrency markets with traditional investment markets, you will clearly see that the cryptocurrency market is much smaller. This means that relatively small trade volumes can and do have a large impact. Even relatively small event such as a trading site hack in South Korea can affect the whole crypto market in a big way. Social media groups and forums about cryptocurrencies are always abuzz about such events. Crypto traders often base their purchase decisions on social media news and trends. Read “FUD and FOMO Explained” to learn more about this. Cryptocurrency traders need robust apps to serve as portfolio trackers, and start-ups are stepping in to provide them with some. If you are one such startup, I will explain how to build a crypto portfolio tracker app in this article.

Stocks newsletter

Dodge money losses in the stock market with our guides! Why are you considering investing in the stock market? Will you need your cash back in six months, a year, five years or longer? Are you saving for retirement, for future college expenses, to purchase a home, or to build an estate to leave to your beneficiaries? Before investing, you should know your purpose and the likely time in the future you may have need of the funds. If you are likely to need your investment returned within a few years, consider another investment; the stock market with its volatility provides no certainty that all of your capital will be available when you need it.

It’s easy to forget that behind the alphabet soup of stock quotes crawling along the bottom of every CNBC broadcast is an actual business. But don’t let stock picking become an abstract concept. Remember: Buying a share of a company’s stock makes you a part owner of that business. You’ll come across an overwhelming amount of information as you screen potential business partners. But it’s easier to home in on the right stuff when wearing a “business buyer” hat. You want to know how this company operates, its place in the overall industry, its competitors, its long-term prospects and whether it brings something new to the portfolio of businesses you already own.

Above all, the users of paid exchanges have competitive advantages. Through this he has it in his own hands to increase his return if possible. The customer of the paid version can therefore expect that he is always supplied with his most important information on his concerns. The contents are checked by expert opinions, which of course are not free. Therefore, a small fee for such a service is self-evident. These services may vary in price depending on the booked service and frequency. The customer should first think about what content interests him. In retrospect, content can be changed flexibly so that the stock exchange newsletter is always kept up to date in accordance with the customer’s wishes. See more details at Stock exchange newsletter.

Over the long run, value stocks outperform growth, so look for stocks trading at relatively cheap valuations based on P/E, P/S, and P/FCF. It is vital to not chase, but rather wait for opportunities because patience always pays. Solid fundamentals and a large moat (barrier to entry) are also vital for long-term, sustained success. Also, use technical analysis and charting to better help pinpoint both the entry and exit points for the stock under consideration—both for a target profit area and a stop loss. Both inexperienced and savvy investors are highly encouraged to implement robo advisors into their portfolio. The automated investing service offers peace of mind through portfolio management, auto-diversification, and most importantly, significantly lower fees, as compared to ETFs.