Earn more cash recommendations by asset management expert Farrukh Kazmi

Farrukh Kazmi asset management professional gives advices regarding how to make extra money? A company’s ability to sustain healthy dividend payouts is greatly enhanced if it has consistently low debt levels and strong cash flows, and the historical trend of the company’s performance shows steadily improving debt and cash flow figures. Since any company goes through growth and expansion cycles when it takes on more debt and has a lower cash on hand balance, it’s imperative to analyze their long-term figures rather than a shorter financial picture timeframe. In order to ascertain the investment merits of gold, let’s check its performance against that of the S&P 500 for the past 10 years. Gold has underperformed compared to the S&P 500 in the 10-year period ending Jan. 26, 2018, with the S&P GSCI index generating 3.27% compared to the The S&P 500, which has returned 10.36% over the same period.

Interested in earning cash for doing what you already do online? This has to be one of the easiest methods of making money online without really any effort or change in your behaviour. This innovative idea by Qmee.com rewards you for searching in Google, Bing or Yahoo. You just install a simple add-on to your browser and when you conduct a search there may be a few sponsored results alongside your normal search.

Unlike paper currency, coins or other assets, gold has maintained its value throughout the ages. People see gold as a way to pass on and preserve their wealth from one generation to the next. Since ancient times, people have valued the unique properties of the precious metal. Gold doesn’t corrode and can be melted over a common flame, making it easy to work with and stamp as a coin. Moreover, gold has a unique and beautiful color, unlike other elements. The atoms in gold are heavier and the electrons move faster, creating absorption of some light; a process which took Einstein’s theory of relativity to figure out. Farrukh Kazmi is the founder of A&S Asset Management, I am committed to helping people achieve financial freedom by bringing Wall Street experience to the local investor.

Cryptocurrencies are systems that allow for the secure payments of online transactions that are denominated in terms of a virtual “token,” representing ledger entries internal to the system itself. “Crypto” refers to the fact that various encryption algorithms and cryptographic techniques, such as elliptical curve encryption, public-private key pairs, and hashing functions, are employed. The first cryptocurrency to capture the public imagination was Bitcoin, which was launched in 2009 by an individual or group known under the pseudonym, Satoshi Nakamoto. As of February 2019, there were over 17.53 million bitcoins in circulation with a total market value of around $63 billion (although the market price of bitcoin can fluctuate quite a bit). Bitcoin’s success has spawned a number of competing cryptocurrencies, known as “altcoins” such as Litecoin, Name coin and Peercoin, as well as Ethereum, EOS, and Cardano. Today, there are literally thousands of cryptocurrencies in existence, with an aggregate market value of over $120 billion (Bitcoin currently represents more than 50% of the total value).

No matter what stage of life you are in, life insurance should be viewed as a must. Otherwise, you saddle your loved ones with your expenses if you pass away, or leave them unsupported if you are the primary breadwinner. Not all services have costs that are set in stone. In fact, there are many bills with rates that are actually negotiable, thanks to hidden discounts and barely advertised promo rates. If you want to lower your monthly expenses, Truebill can handle the negotiations for you. Plus, you only pay for the service is they actually secure you a discount, with the fee being set at 40 percent of what you save, so you always come out ahead. Find even more details at Farrukh Kazmi.

Many people seek out professional financial advice from a professional, but with so many options to choose from it may seem overwhelming to find an advisor. First, determine what level of advice and service you require and how much autonomy you’d like to give away to a professional. Look for professional certifications and designations after an advisor’s name, such as CFA, CFP, or CIMA. Determine the fee structure you’re most comfortable with – fee-only, commission-based, or based on assets managed. Ask for referrals and then run a background check on the advisors that you narrow down such as from FINRA’s free BrokerCheck service. All of our brokerage accounts are held and available for viewing at National Financial Services, a Fidelity Investments Company. Registered Representative of and securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS). Member FINRA/SIPC. A&S Asset Management and BFCFS are independent entities.

Example of a Forex Trade: The EUR/USD rate represents the number of US Dollars one Euro can purchase. If you believe that the Euro will increase in value against the US Dollar, you will buy Euros with US Dollars. If the exchange rate rises, you will sell the Euros back, making a profit. Think of this as a sexy new version of a stock, where the underlying thesis is the idea of decentralized ownership and value. For any other currencies in the market it is debt-based and backed by the respective monetary authorities. This also means that they are free to increase or decrease the supply to implement their policies on the market. For cryptocurrencies, they are limited in supply, hence the free market is completely at play here (demand and supply).

Birthday quotes every day for a strong laugh

Falling in love quotes daily for a good boredom killer? Many people associate aesthetic quotes with art, which is quite untrue. On the contrary, aesthetic quotes are quotes that are intended to help you see and appreciate your inner beauty, as well as the magnificence of your surroundings. Let’s face it; when was the last time you took a break from your busy schedule to appreciate your beauty? Or the beauty of that one person that gives you a reason to live a day longer? Or just the beauty of Mother Nature and its unparalleled grandeur?

Talent is a universal gift, but it takes a lot of courage to use itDon’t be afraid to be the best. Never give upWhen your heart becomes tired, just walk with your legs – but move on. You must always know what it is that you want. It is possible to avoid pain? Yes, but you’ll never learn anythingIs it possible to know something without ever having experiencing it? Yes, but it will never truly be part of you. You have two choices, to control your mind or to let your mind control you. The secret is here in the presentIf you pay attention to the present, you can improve upon itAnd, if you improve on the present, what comes later will also be better.

Keep creating new memories. Meet people. Trust again. Forgive often. Open your life to new opportunities to better your life. Do not allow what happened to you in the past destroy your tomorrow. Finally, many get lost in life because they are looking for happiness outside of themselves. We’re hoping that today is the day you DISCOVER happiness inside your heart. To those who don’t know who Paulo Coelho de Souza is, he is a famous Brazilian lyricist and novelist. He is one of the most widely read authors in the world. His book The Alchemist has gone to sell more than 65 million copies worldwide, becoming one of the best selling books in history. So we’ve decided to make a list with the best Paulo Coelho Quotes. Enjoy!

Everyone seems to have a clear idea of how other people should lead their lives, but none about his or her own. When you find your path, you must not be afraidYou need to have sufficient courage to make mistakesDisappointment, defeat, and despair are the tools God uses to show us the way. The simple things are also the most extraordinary things, and only the wise can see them. When we love, we always strive to become better than we areWhen we strive to become better than we are, everything around us becomes better too. Read even more info at velvize.

I am a big believer in visualization. I run through my races mentally so that I feel even more prepared. I always want to give more than I gave yesterday. Before a race, I block out what’s going on in the stadium. It’s different for everyone. But for me, I’ve always been able to block it out. For a sprint race, it’s important not to get distracted. My mom is great and I make sure that we pray together before every race. She helps me put everything in perspective and remind me of the real reason I run.

Amazing London travel attractions and holiday taxi

Perfect UK tourist destinations and vacation taxi services? Our service is determined to make your journey stress-free. Therefore, we always hire the best talents. Drivers are friendly and familiar with the locality. They are thoroughly experienced to handle any complex situation. They will make your journey safe regardless of the circumstances. We offer transport services in London and the surrounding area that includes Berkshire, Stansted, Gatwick, Heathrow, Reading, and London. We also offer services beyond the border. Our services are available in some parts of Europe that includes Cyprus, Turkey, the Netherlands, and Greece. You can consider us for any of the following transfers.

First up, there’s the largest Royal Park in London — Richmond Park. This park is located a fair way southwest of the city and makes a great day trip from London, especially if the weather is pleasant. This space is world-famous for being home to 600 wild deer. Keep an eye out for these majestic creatures, though don’t get too close — especially over summer — when mother deer will fiercely protect their young. Richmond Park also has a wonderful view of St Paul’s Cathedral from a vantage point on the western side of the park. It’s so big you could walk for miles within the park’s many walking trails. Being so large, Richmond Park can be accessed from several train stations — it’s about a 20-minute walk from Richmond tube station (District line and London Overground). You can also take a Richmond train from Waterloo station and get off at Norbiton and then a 15-minute walk from the south edge of the park. Richmond Park is open from 7 a.m. in summer and 7:30 a.m. in winter, closing at dusk each day.

The Cotswolds cover some 787 square miles and encompass parts of some of England’s prettiest counties: Gloucestershire, Oxfordshire, Wiltshire, Somerset, Worcestershire, and Warwickshire. And all of it begs to be explored. Designated an Area of Outstanding Natural Beauty due to its rare limestone grassland habitats and old-growth beech woodlands, the beauty of the Cotswolds has much to do with its quaint villages and towns, such as Castle Combe, Chipping Norton, and Tetbury. Like so much of England, the Cotswolds is perfect to discover on foot. One of the best routes is along the Cotswold Way, a 102-mile footpath with spectacular views of the Severn Valley and the Vale of Evesham. This route runs the length of the Cotswolds, and can be picked up pretty much anywhere you visit.

You really don’t want to find yourself in a hurry to catch your flight at Heathrow Airport. Don’t assume that because you’ve already got your boarding pass printed off and you’re only traveling with hand luggage you don’t need to arrive early. That may be the appropriate approach for smaller airports, it’s not for Heathrow. You need to consider the traffic on the roads and delays on public transport. According to Heathrow Airport’s website, if you’re traveling on a long-haul flight, you need to allow at least 3 hours before your departure. Whereas, if you’re flying on a domestic or European flight, you’ll need a minimum of 2 hours before your scheduled departure. You may not be able to breeze through security as in other airports. You need to allow for delays and disruptions along the way. Lastly, if you’re departing from terminal 5, remember the terminal is divided into 3 separate buildings. After security, you need to make your way to either 5A, 5B or 5C. Discover additional info at Holiday Taxis.

The Universities of Oxford and Cambridge – the oldest (and, for a long time, the only) universities in England and Wales – have a rivalry going back a long way. These days it’s a friendly one, acknowledging the academic prowess and similarities between the two university cities: both have beautiful buildings, world-famous university alumni, iconic publishing houses, respected libraries, brilliant museums and rivers running through their heart where students, locals and visitors can be found floating around on punts. Visit both and then decide who you want to cheer on during the annual Boat Race between the two universities on the Thames in London.

Hailed as the anti-theme-park, Bewilderwood offers an unplugged experience full of fantasy and adventure. Explore treehouses, zip-wires, rickety bridges and meet some of the mystical creatures who inhabit the woods. Parents are encouraged to find their inner child and get stuck into the adventure too! Located just a 30 minute drive from Glasgow, Loch Lomond Centre offers visitors the chance to see some rare birds of prey in an up-close and personal setting. There are 35 species of birds and plenty of opportunities to meet them and enjoy a hands-on educational experience.

Rise high above London and see the city’s iconic skyline from a unique perspective, with views stretching up to 40 miles (64km). Spot the likes of the London Eye, St Paul’s Cathedral and Wembley Stadium from The View from The Shard’s observation deck, which sits 800ft (244m) up western Europe’s tallest building. Get a taste of the deep blue sea at SEA LIFE London. Spot up to 400 species including sharks, stingrays, moray eels and clown fish at the aquarium. See stunning green sea turtles and test your nerve on the glass “shark walk”. Learn more at daily talks and feeding times. See extra information at this website.

Top vehicle garage services in Reading

Best car garage services Berkshire? From reading online reviews, it will be very easy for you to know whether a given car servicing centre can guarantee you great results. Always take your time and assess different companies from the online reviews so that you can make the right decision. Many vehicle owners will tend to leave reviews online about the quality of services they have been offered. If you can locate the right company, then you will be assured of great services.

Book a Car Service and combine With a Mot and we will reduce the Mot Cost to £35.00 saving you 50.00% Great offers are available for a limited time only. Also we are Now operating a Mot test reading service up to 2330pm in the evening Monday through to Saturday for those that can’t get here through the week due to work commitments, we will also collect your car anywhere within a 10 mile radius of our garage free of charge flexible collection and drop of times are also available. We now operate a 24 Hour Recovery service for our customers, have your car or van recovered to our garage to be fixed by us and we will offer a 20% discount.

First, if your vehicle fails the test and repairs need to be made this will take longer. A test centre is not allowed to let you drive away a car that has failed an MOT until the problems are fixed, unless your existing MOT certificate is still valid, or you’re taking the car to have the faults fixed. Second, the test might take an hour or less, but, even if there aren’t any repairs, this does not mean your vehicle will only have to be at the garage for sixty minutes. Test centres can require you to drop your vehicle off first thing in the morning and collect it when ready.

It is advisable to get regular Garage Services Reading if you are going to buy your vehicle in the future. This is an important thing which can attract more buyers due to the fact that they know that your car is well maintained and extremely well looked after. It is easier for you to get a higher price in this situation when you want to eventually sell your car. On the other hand, many people are wondering how often they need the vehicle serviced. It depends on numerous factors such as the model of the car, the age of the car etc. Actually, an car engine service is required every 8,000 to 12,000 miles or twelve months whichever comes first depending on the make and model and how many miles you actually do in a year,Moreover, there isn’t a standard vehicle service Time, Some Customers have their car serviced twice, three times a year as they are very high milelage users such as Sales Reps and Taxi Drivers that are in their cars all day and cover a lot of milelage per day. Discover more info at https://www.mot-centre.com/garage-services-reading/.

Starting from the showroom standard light refinishing is set, all through to the restoration of full body. We undertake the highest detailed vehicles body repairs. Our company has been in this business for a number of years and due to that it has earned a lot of working experience on remedial improvements and damage accidents. BodyWork Repairs Reading team is skilled and well trained on the use on bodywork materials, just from steel and glass fibre all through the aluminium and even the exotic materials like Kevlar and carbon fibre. Also if you combine your Car Service with your Mot and we find that extra work needs to be done for the vehicle to Pass its mot we will contact you immediately to discuss your options and it would be no trouble for us to give you the choice to have all the mot work done including the vehicle service or just do the mot pass work and perhaps then have the service done the following month when you get paid again no trouble at all.

If you look after your car properly, you’ll be far less likely to get hefty repair bills in the future. Find out why your car’s service manual is your best friend, how to locate a good garage and get a fair price. How much does a car service cost? The average cost of a basic car service is around £125. But, you will probably be able to get it cheaper than this if you shop around. However, this does not include the cost of any repairs, replacements or new parts.

Although the lights might not seem like a big issue for car owners, it’s important to have these function properly for safety. Make sure you take the time every few months to inspect the lights of your car. This is one of the easiest and cheapest car maintenance tips you can do yourself. While your car is parked, test all of the lights such as tail lights, brake lights, headlights, and turn signals. Ensuring all the lights work properly on your car will ensure your safety and save you from getting a ticket. Find even more info on mot-centre.com.

Best corporate team building focused on perfume making Sentosa

Awesome travel attractions Sentosa? At the River Safari, visitors ride a boat through Singapore’s tropical forests. Freshwater animals live on either side of the river, including American beavers, anacondas and adorable giant pandas. Missing island-hopping in Thailand and Indonesia? Turns out Singapore has some pretty spectacular islands too. Grab a bumboat from the Changi Ferry Terminal (SG$3.oo/US$2 per person – boats leave when there are 12 people) for the short ride over to Pulau Ubin. Once there, rent a bike from the small town to the right of the jetty and venture into the island. Pulau Ubin is home to Singapore’s last kampong, or traditional village, as well as the ethereal Chek Jawa Wetlands.

Join us complementary tour of the perfumery where you get to know about Singapore history and flora up close. This tour starts at fixed time, few times a day. Also, consider a self-guided Augmented Tour and Digitised perfume making experience! We often have deals with partner hotels and other Sentosa attractions. Call your concierge to find out about the available discounts. Sentosa is covered with secondary rainforest and of course houses the most amazing flora, much of which is native. It is also the place where Singapore’s only dinosaur footprint was discovered. ?Our perfumery exhibits and tours are designed to appreciate the heritage & history of perfumery in a very Singaporean context, with special focus on Orchids & Sentosa’s plants.

Because you simply wanted to gift someone with that special bottle of fragrance. Gifting your special someone something luxurious just because you appreciate him or her means a lot. Regardless of the occasion, giving something just because is always an exceptional gesture. As Joseph B. Wirthlin said, “Some memories are unforgettable, remaining ever vivid and heartwarming.” One of the lasting memories that we usually have are those in relation to what we smell. Regardless of what you give a family member, a close friend or a special someone, it is best to do it with a sincere heart. Whether its an expensive perfume or a simple bottle of fragrance, as long as it is given out of love, it’s the thought that always count. See extra info at best attraction sentosa.

Singapore’s famed Marina Bay is the place to go to see the city’s most spectacular things to do. With the fast development of this cosmopolitan city-state, the whole Marina Bay area has undergone a transformation of epic proportions. The S$5.5 billion Marina Bay Sands complex is the focal point of the bay, and many of the great things to do and see in the area revolve around this epic building and resort, such as the Science Museum, Casino and various shopping, dining and nightlife options. Arrive at Marina Bay around 8pm to catch the spectacular light show, which illuminates the water as well as several iconic landmarks you’ve probably seen on postcards.

Few buildings have created such a stir in Singapore as the Esplanade. Opened in 2002, the eye-catching bayfront complex has been dubbed ‘the durians’ by locals because of its resemblance to the spiky (and stinky) tropical fruit. It’s the city’s most prominent performing arts centre and the programme bears an eclectic mix of Western and Eastern influences. Book a gig, concert or theatre show in advance and make a cultural evening of it. Marina Bay’s giant, 42-storey, 165m observation wheel continues to pull a mix of tourists and locals who come for the breathtaking, 360-degree views of the city available from one of its capsules. Each flight lasts 30 mintues and on a clear day the panorama from the top of the wheel stretches into neighbouring Malaysia and Indonesia. If you fancy pimping your experience a bit, take a look at the dining and cocktail packages that are available.

Besides the orchid-inspired scents, Singapore Memories has also revived a range of old and heritage perfumes from Singapore’s past like the award-winning Singapore Girl! This will definitely be a meaningful souvenir to remind you of Singapore back in your home country. With a total of 38 different variants of perfumes and room fragrances, you’ll definitely find a scent that suits you! Other gifts suggestion: Singapore is arguably one of the most expensive countries in the world, but it is also one of the greatest places to visit with amazing sights and yummy food! Singapore, a country which prides itself for cheap hawker eats, is also a shopaholic’s haven No trip would be complete without bringing back memories of Singapore in the form of souvenirs. Here’s a list of must-buy Singapore souvenirs, some of which are products of Singaporean start-ups! Another place where you can get delicious old-school biscuits is Heavenly Wang. This Halal-certified café, which sells traditional local meals, is also famous for its trademark “biscuit wall”.

Miniature perfume sets such as Singapore Memories are an ideal corporate fragrance gift sets. This set contains 7 perfumes from 7 different international perfume brands. This gives everyone a lot of options to try and wear. Anyone can find a scent of their choice in the case. Moreover, with so many options any perfume lover or user will be inclined towards trying something different. They will not feel stuck with a bad gift. Myrrh is another valuable resin, which comes from a nearly leafless Middle Eastern shrub. Ancient Egyptians used it for healing and to embalm bodies. It is currently used for meditation, spirituality, happiness, transformation, strength, confidence and stability. Who knew people burn dried rose petals for incense? In this form, this beautiful flower retains its abilities with attracting love and enhancing a romantic environment. It is also used for meditation and encouraging peace. Discover more details on https://www.scentopia-singapore.com/.