Studying how to manage your money is where financial freedom begins. Investing in the right investment strategies will eventually lead you to financial freedom.
I started trading forex 5 years ago & like most gamblers I also lost a lot. I then found a teacher that taught me how to read a currency chart and after 3 months of exhausting work & me putting in the time, applying the lessons, I eventually started to make money often.
The only problem with trading forex is having the time to do it. Although reading a equities chart will serve me well in the future as a great tool to have under my belt, I have also been on the life-long quest to find financial freedom through Passive Income. Trading shares is not making Passive Income, it is active linear income. It works like this. You trade you make money. You trade & you make money. If you don’t trade you don’t make money.
Now don’t get me wrong, I am not lazy, I just prefer my cash to work hard for me rather than me working hard for it. You understand many people on the web & other social platforms promote their Passive Income journey. The question is…it is real & achievable for you?
I think most people strive to be financially free & need Passive Income. The problem with all Passive Income vehicles is that there is a high barrier to entry. It just costs too much money to get started. Take property for example you need $100,000 or more to start to make any bona fide Passive Income, you need a great property portfolio. The same applies for currency portfolios. You need enormous to get started.
With currency & leverage you can make a fortune very quickly, you can also lose it all if you don’t have up to scratch money management rules & if you don’t apply those rules you’re definitely going lose it all!
I eventually found the most amazing piece of software & bought the rights to sell it worldwide. The profitable software buys & sells forex on it’s own. It’s 100% automated software that basically harvests profit for you 5 days a week. I believe that this software will help millions of people around the world to become financially independent & desire Passive Income.
We have over 23477 very happy clients using our 100% automatic Forex software. We even called it “The Best Forex EA Robot”. You can view our customer testimonials on our website here the-best-forex-ea.com or how-to-make-passive-income.co.za or if you prefer to learn how to read a forex chart and self-trade then go here learntoreadaforexchart.com.
Alan Solarsh Forex Mentor & passive Income Guru
WhatsApp or call me on +27764577444
Home services marketplace with servlly.com? Who isn’t familiar with the reliable convenience of Uber and Lyft? In the same manner that their drivers are vetted through background checks and rated by customers, Servlly offers the security and satisfaction of knowing you’re getting the best of the best. There is also the added benefit of tracking your service provider’s arrival time. Remember those days of sitting in the lobby, waiting for your turn? That’s a thing of the past! Wave goodbye to unnecessary waiting! Kick back in the comfort of your home – or wherever you may be – as you recapture normal in a new way.
In short, this app is working for the clients and services providers equally. Now, let’s look over the entire process of service briefly. How Servlly Works For You? Search for a suitable service provider: The first and the most important step in the entire process is the selection of a suitable services provider for you. While searching for the perfect services provider for you, make sure to consider all the important points first.
The truth is at the moment no one can tell when the pandemic will give way for the normal activities to take over. Everything seems uncertain right now but your business should not be one of those things. While the world waits, you can get paid. Whatever service you can provide can be monetized with Servlly. All you need is a device and access to the internet to sign up and begin to do business so you can stop living at the mercy of governmental oligarchs. Subscribe today for regular updates about our progress and launch date! Read additional information on Home services marketplace.
Joel’s motivation behind the creation of Servlly was to ensure that families would no longer have to rely on government to pick up the slack during a pandemic or economic downturn. The harsh reality is that many people are currently suffering, struggling to make ends meet. The rate of unemployment has skyrocketed and countless amounts of people are being put out on the streets. Many of our own friends and family are out of work and fearful for what will come next. On the other hand, just as many people wish their regular products and services could be made widely available again. With the current COVID-19 implications, it is unsure whether or not we will ever be able to live our lives the way we once did.
Easy exposure to the target audience: The other benefit that you receive by becoming part of the Servlly family, is you’ll easily be able to target your desire audience. This will help you to make your business and services more popular in the eyes of the audience and help you generate more revenue. More customer reviews can help: Just like other online services, this app also has an option for customer reviews. The more good reviews you have the more business you’ll attract. This is a very important part of your business presence and could leave to your success. As a service provider, you want to share previous work and how well you did. Servlly offers you a platform to do just that.
Servlly is an information technology company that specializes in bridging the gap between customers and service providers. This company thrives by providing a liaison in which the two can interact. The best thing about Servlly is the openness to growth and advancement in our software development and technology. Meaning, if there is a feature you need to make transactions smoother—we’ll add it! True enough, life has been known to throw a few curve balls without apology. Disruptions seem to come out of nowhere and leave us trying to figure out what’s next. As we scramble to regain our footing, nothing is more desirable than normalcy. Yes! We the people want our lives back! Getting back to normal is now doable with Servlly. Through our simple, user-friendly app, consumers are able to connect with service providers and reconnect with life’s necessary pleasures. Read extra information at here.
Schengen Visa insurance from Schengen-Visa portal? These are much easier to obtain than a few years ago. Kyrgyzstan and Kazakhstan are visa-free, Tajikistan has an easy online process, Uzbekistan is fairly easy and Turkmenistan is tricky. If you need a visa, applications can be made in person or via post at most of the republics’ overseas embassies or consulates. If your country doesn’t have Central Asian representation you’ll have to courier your passport to the nearest embassy, arrange a visa on arrival, or arrange your itinerary to get the visa in another Central Asian republic or elsewhere en route.
Europe is an extraordinary travel destination, here are a few attractions you can visit. The iconic Cafe del Mar, in San Antonio, opened in 1980, and has become synonymous with chill-out music and sun-downers. Famous the world over for its chill-out compilation albums, the cafe has a large terrace, where you can enjoy a cocktail or two, and enjoy the music as the sun sets over the sea. The food is pretty decent too. It may seem like a cliche but it’s something you should experience at least once when in Ibiza.
ETIAS will be connected to many databases which can verify your information within minutes. That is why it’s important for all applicants to give honest responses and not try giving false information. If you are caught giving fraudulent information to the ETIAS system, you will be denied the authorization. In addition, if your ETIAS is approved, but you are later found with incorrect or false information, your ETIAS will be revoked.
Schengen Visa Fees and Costs: The general visa fee of EUR 80 (from 2020 incresing to EUR 80)must be paid when submitting the visa application. Children from the age of six years and below the age of 12 years are paying a reduced price of EUR 40. Nationals of countries with which the EU has concluded Visa Facilitation Agreements shall pay a fee of EUR 35. A complete list with all fees and cost could be found in the section Schengen Visa Fees and Costs. Discover even more details at Schengen Visa.
But what if you do want to stay longer in the Schengen Area? Then what? What if the six months you want to be in Europe is all in the Schengen Area? What if you want to live and work in Europe? After all, it covers 26 countries, and visiting so many destinations in 90 days can be a little rushed (you would have an average of 3.4 days per country). If you want to stay longer to travel, live, learn a language, or fall in love, then the “move around” option suggested above isn’t going to work for you. You need something else. Luckily, there are a few ways to do this — and I can’t stress enough the importance of the word “few.”
According to the World Travel and Tourism Council (WTTC), ETIAS is an important first step in the “digitalization of travel.” The end goal is the use of biometric technology – think fingerprints and facial recognition – to help provide the ultimate in security. The European Union (EU) agency driving this digital initiative is eu-LISA, the European Agency for the Operational Management of Large Scale IT Systems. It’s the very first EU agency established for the sole purpose of border and migration policies. Since it began operations in 2012, eu-LISA has been moving toward an all-digital, interoperable system so every key EU agency can get critical information to people on the front lines, such as border control and police.
A student visa is a type of nonimmigrant visa that allows the bearer to enrol at a postsecondary educational institution in the host country. High school foreign exchange students must typically obtain a visa for temporary residence. Countries have visa restrictions in order to check and control the flow of visitors in and out of the country and to prevent illegal immigration and other criminal activities. Forcing travellers to apply for a visa allows the authorities to vet potential visitors. For example, individuals may attempt to travel to a country with better economic opportunities in order to work illegally there. See additional info on this website.
Carpet steam cleaning services by carpet-cleaning-narrewarren.com.au? Carpet is often found in “high-traffic” areas, such as living rooms, bedrooms, and finished basements simply because it is the most invisibly durable type of floor covering. Plus, if you have kids, carpet is always the wiser choice since it creates a slip-free surface and an artificial padding for rambunctious children. Not only does it cushion your feet, it can also soften the acoustics of the room, making for less echoes and noise. But even though it is durable, it still needs to be well-preserved in order for it to last. Understanding and completing basic carpet maintenance is the only way to ensure clean, safe, and beautiful floors for many years to come.
If you’re a pet owner, it’s risky to clean the floor by hand. A lint roller is a vital tool that every pet owner should have since it can help eliminate any pet hair and invisible germ from any surface without actually touching it. In this manner, lint rollers can guarantee a safe environment for both you and your fluffy friend. Moreover, it’s very easy to use this tool and it helps to get the job done fast. Those are only some of the many tips you can learn from us. For more articles like this, visit our website daily.
We offer 100% assurance on customer satisfaction. Your fulfilment is our aim, so we do not outsource our work. Regardless of what cleaning services you want, we provide the best professional carpet cleaning services in Narre Warren. We are a family business operated by a friendly and reliable team that understands all your needs. If you’re after top quality carpet steam cleaning services , you simply can’t go past Carpet Cleaning Narre Warren for professionalism, service and outstanding value. you’re guaranteed of receiving the highest level of cleaning possible, combined with professionally trained and friendly staff, with our goal of meeting all your expectations. Our eco-friendly cleaning solutions ensure the safety of your carpets along with no harmful effects on your family or pets. Read additional information at Carpet Steam cleaning Narre Warren.
Over-wetting occurs when too much water soaks into the bottom of the carpet. Some backing materials cause the carpet to discolor if they get too wet. Some carpets will shrink, literally tearing themselves up from the floor. If the backing and pad get wet, it is very difficult to dry them, and you run the additional risk of mold and mildew problems. The final carpet-cleaning hazard is stains caused by furniture coming into contact with wet carpeting. Many kinds of wood furniture will release some of the dyes in their stain if left in contact with a wet surface. Many pieces of furniture have feet that are at least partially metal. The metal can rust, leaving a stain in the carpet.
Carpets are very expensive investment in any house, so you must keep it in good condition to utilize them for at least 10 years. You invest a lot of money to buy a beautiful carpet but if not looked after they can be ruined and need replacing more much before their expected lifespan. Cleaning the carpet regularly also improves the Lifespan and saves your cash because you do not need to replace them soon. See even more information at here.
Best gold investing tricks 2021? Gold retains its value not only in times of financial uncertainty, but in times of geopolitical uncertainty. It is often called the “crisis commodity,” because people flee to its relative safety when world tensions rise; during such times, it often outperforms other investments. For example, gold prices experienced some major price movements this year in response to the crisis occurring in the European Union. Its price often rises the most when confidence in governments is low.
“As gold keeps breaking new records…the fundamental factors behind the trend remain clear: increased worries about the solidness of U.S. public finances; the lack of any serious government plan to resolve long standing issues related to the future of the social security system; eroding credibility of the U.S. motto about a strong dollar; the general weakness in the fundamentals of the global economy” [all of which make the] purchasing of gold…a store of value that thrives when uncertainty, insecurity, and fear rule the global economy. Furthermore, when we recall the never ending speculations about the U.S. dollar’s demise, it is only natural that the metal will find attention regardless of the price tag, until a bubble develops [but] we are apparently very far from that turning point.
It has been tested time and again that gold provides a strong shield against inflation. Gold rates remain almost unaffected at the time of inflation and therefore, you do not have to suffer a loss when the inflation hits and even the currency rates go down in the global market. Now, talking in the Indian context, the value of Rupee has not been performing well in 2020 and therefore, investing in gold is not a bad idea at all. To find out exactly, if it is a good idea to invest in gold in 2020 lately, one must consider the cons of it because you don’t only buy the pros, you buy the cons too and thus, you should what are the downsides you will be facing by investing in gold in 2020?
There are both advantages and disadvantages to every investment. If you are opposed to holding physical gold, buying shares in a gold mining company may be a safer alternative. If you believe gold could be a safe bet against inflation, investing in coins, bullion, or jewelry are paths that you can take to gold-based prosperity. Lastly, if your primary interest is in using leverage to profit from rising gold prices, the futures market might be your answer, but note that there is a fair amount of risk associated with any leverage-based holdings. (For related reading, see “Has Gold Been a Good Investment Over the Long Term?”).
Simply put, gold futures are contracts to buy and sell gold at a certain point in time. Each contract represents a certain amount of gold, and depending on the specifications can pay out in either a dollar amount or the physical gold. Gold futures can be very large, making this a strategy best suited to investors with the capital to purchase high-valued contracts. There are also options on gold futures to consider. This provides investors the option to purchase a futures contract for a preset price at a certain point in time. Options can help buyers leverage their initial investment, though they are required to pay the underlying value of the gold to fully own the option. Both gold futures and options are considered to be volatile — making them more difficult to break into and manage when compared to other forms of gold investments. Find more info on investing in gold.
The idea that gold preserves wealth is even more important in an economic environment where investors are faced with a declining U.S. dollar and rising inflation. Historically, gold has served as a hedge against both of these scenarios. With rising inflation, gold typically appreciates. When investors realize that their money is losing value, they will start positioning their investments in a hard asset that has traditionally maintained its value. The 1970s present a prime example of rising gold prices in the midst of rising inflation. The reason gold benefits from a declining U.S. dollar is because gold is priced in U.S. dollars globally. There are two reasons for this relationship. First, investors who are looking at buying gold (i.e., central banks) must sell their U.S. dollars to make this transaction. This ultimately drives the U.S. dollar lower as global investors seek to diversify out of the dollar. The second reason has to do with the fact that a weakening dollar makes gold cheaper for investors who hold other currencies. This results in greater demand from investors who hold currencies that have appreciated relative to the U.S. dollar.
Top ovarian cysts removal surgery in Chennai, India? Tiny, fluid-filled sacs known as cysts can develop on or inside the ovaries. Usually, when a cyst develops, it is asymptomatic and goes away on its own in approximately two months. However, sometimes an ovarian cyst can cause extreme pain or be a possible indicator that there are other more serious health problems occurring. When this happens, it is typically recommended to have the ovarian cyst surgically removed.
Laparoscopy may allow a person to avoid more invasive open surgery that uses larger incisions. Compared to open surgery, it leaves smaller scars, is often less risky, and usually requires a shorter recovery period. Laparoscopy may be used for a variety of procedures in both men and women, such as to remove the gallbladder. When an ovarian growth or cyst needs to be closely looked at, a surgeon can do so through a small incision using laparoscopy or through a larger abdominal incision (laparotomy). Either type of surgery can be used to diagnose problems such as ovarian cysts, adhesions, fibroids, and pelvic infection. But if there is any concern about cancer, you may have a laparotomy. It gives the best view of the abdominal organs and the female pelvic organs. Then, if the doctor finds ovarian cancer, he or she can safely remove it.
Laparoscopic hysterectomy is a minimally invasive surgical procedure to remove the uterus and cervix with or without the ovaries. A small incision is made in the navel through which a tiny camera is inserted. The surgeon watches the image from this camera on a TV monitor while performing the procedure. Two to three other tiny incisions are made in the lower abdomen. Through these, specialized instruments are inserted and used for the removal process. The procedure is performed under a general anaesthetesia by athe gynaecologist. A drip is inserted into your arm. A catheter (a tube for urine drainage) is inserted after you have been anaesthetised. A small incision is made either in or just below your umbilicus. The abdomen is inflated with gas and an optical instrument, called a laparoscope (similar to a telescope) is inserted to visualise the internal organs. Further small incisions may be made on your abdomen. The uterus and cervix are removed with or without both ovaries vaginally. The wounds are closed in layers. The procedure itself takes approximately one to two hours. Read additional info at laparoscopic hysterectomy in Chennai.
What preparations will be needed prior to a laparoscopic surgery? Any investigations or consultations arranged at the preoperative consultation should have been completed, to make sure there are no medical conditions that may cause a problem during the surgery. Patients should not eat or drink anything after midnight on the night before surgery. The bowel preparation medication should be taken as ordered. You should continue your regular medications unless advised otherwise. Should you develop an illness prior to your surgery, please contact your surgeon immediately.
DG Laser & Cosmetic Gynaecology Clinic is an advanced gynecology clinic for today’s women. The clinic offers a range laparoscopic, laser, robotic cosmetic gynaecology services including laparoscopic hysterectomy, scarless hysterectomy (or key hole surgery), laparoscopic removal of cancer tumor in abdomen area, laparoscopic myometcomy, removal of ovarian cysts using laparoscopy. The clinic offers treatment for other problems such as Urinary Incontinence, Sexually Transmitted infections, Urinary tract infections, vaginal laxity, vaginal infections, dryness and itching of vagina, menopause problems and HRT for menopaused women. Discover extra information at https://www.deepaganesh.com/.
Same day dental services and teeth health advices Gliwice, Poland by Dentysta? Watch Out for Sweet Medicine: Children’s medications can be flavored and sugary. If they stick on the teeth, the chance of cavities goes up. Children on medications for chronic conditions such as asthma and heart problems often have a higher decay rate. Babies are born with all their teeth – you can’t see them because they are hidden in the gums. Baby teeth start to break through the gums around 6 months but it is important to start good oral care for infants even before the first tooth comes in. From healthy gums come healthy teeth. Wipe your baby’s gums with a soft washcloth after feeding. This helps remove the bacteria that can cause tooth decay.
There are many different dentists that you can use. But, the key to getting that bright smile is to find the best dentist. You’ll want to check the reputation of each dentist in your area, until you find one that excels in its field, such as this dentist in Manchester. The right dentist is the one that spends time talking to you about the best solutions for your individual situation. They will also make you feel relaxed and comfortable. This is essential if you want their help to get a naturally shiny smile and maintain strong teeth. If they’re helping to look after your oral health you can focus on bringing out the shine in your teeth.
Teeth whitening tips. Do you wish to maintain healthy teeth and gums? Here are some tips: Eat More Foods That Contain Malic Acid: Fruits like apples, pears and strawberries are malic acid rich and can actually help with whitening teeth. Eating more of these foods will help naturally whiten teeth. Those are just but a few tips that you can hack when it comes to whitening your teeth at home. However, the best way to whiten your teeth naturally, though it may not be the most convenient, is to simply brush your teeth with an appropriate toothpaste after eating or drinking something. As long as you’re consistent, you will see vast improvements. How to get stains off your teeth? Over-the-counter toothpastes, gels, and rinses help remove some surface stains. Many of these products contain mild abrasives, chemicals, or polishing agents. Unlike bleaches, they don’t change the natural color of teeth. Some people still prefer the age-old home remedy of baking soda and a toothbrush to gently whiten teeth at home. Also, some foods such as celery, apples, pears, and carrots trigger lots of saliva, which helps wash away food debris on your teeth. Chewing sugarless gum is a tooth-cleansing action and also triggers saliva. A bonus from all that saliva: It neutralizes the acid that causes tooth decay. With teeth, more saliva is better all around.
From your family and friends, you may have heard root canal treatment is a painful and terrible experience! We hope to put this urban legend to rest. Through dental decay, deep fillings or trauma – bacteria can travel into the internal chamber of the tooth known as the pulp. This will effectively damage or ‘kill’ the nerves/blood vessels. It can cause symptoms such as pain, tenderness and if left untreated can result in abscess/swelling. The only effective way of getting rid of these bacteria is to carry out root canal treatment. This treatment uses two different mechanisms – using a file and antibacterial solution to dissolve and kill the bacteria. Once this has been achieved we aim to fully close the canal space by using a special filling material to stop bacteria from thriving inside the canal once again. See additional information at https://dentysta.eu/.
There are so many good reasons to keep your family’s teeth and gums healthy. Their sparkling smiles. Being able to chew for good nutrition. Avoiding toothaches and discomfort. And new research suggests that gum disease can lead to other problems in the body, including increased risk of heart disease. In fact, most experts agree that almost all tooth decay and most gum disease can be prevented with good oral hygiene. We’re talking about taking a few minutes each day to brush and floss. That’s not a lot in return for a lifetime of healthy teeth and gums.
For our Polish readers :
Dr Krufczyk zdaje się wiedzieć co mówi, bo znieczulenie TmENS to nie pierwsza innowacja, jaka pojawia się u niego w gabinecie. Cztery lata temu dentysta jako jedyny stomatolog w Polsce zaczął wykorzystywać latający braincopter sterowany myślami do wyciszania i relaksowania pacjenta przed wizytą. Jako pierwszy użył także okularów z wirtualną rzeczywistością, które odcinają leczonego od otoczenia w trakcie zabiegu. Jako dentyści mamy w obowiązku szukać nowych rozwiązań, które minimalizują ból. Nie możemy tylko narzekać, że pacjenci nie chcą leczyć zębów, bo się boją dentysty. Trzeba działać. Współczesna technologia i kolejne odkrycia, dają nam coraz większe możliwości, nie tylko bezbolesnego leczenia, ale także bezstresowego, nie wychowującego w lęku – podsumowuje.
Pacjenci siadając do zabiegu po sesji z urządzeniem neurofeedback są zdecydowanie bardziej zrelaksowani, zaabsorbowani tym, co właśnie się stało, a nie tym, co się stanie. Często znika tzw. moment krytyczny, kiedy pojawia się pierwsze narzędzie dentystyczne. Mając natomiast pacjenta podpiętego cały czas do EEG jesteśmy w stanie na bieżąco monitorować poziom jego stresu i reagować w porę np. powtarzając sesję z BrainCopterem – mówi dr Krufczyk.
Jeśli dentysta podczas oglądania zdjęć RTG tradycyjnych lub radiograficznych nie zauważył np. resorpcji korzenia zębowego, rozpoczynającego się stanu zapalnego w tkankach przyzębia lub tkwiącego w kanale zębowym fragmentu ułamanego narzędzia endodontycznego, dzięki badaniu CBCT już tego nie przeoczy. W gabinecie Dentysta.eu zaczyna się nowa era diagnostyki obrazowej: pacjenci będą mogli skorzystać z najnowocześniejszego rozwiązania 3D, jakim jest tomografia stomatologiczna CBCT. Uzyskane dzięki niej obrazy dostarczają większej ilości informacji, niż wszystkie dotychczas znane techniki obrazowania razem wzięte.
Drobnoustroje te rozwijają się w środowisku bez dostępu tlenu i szczególnie szybko w zębach martwych – co wynika z braku odontoblastów. Komórki te odpowiedzialne są głównie za tworzenie zębiny, ale zapewniają też fizjologiczną barierę, którą trudno patogennym bakteriom pokonać. Już w latach 90. XX wykazano[1], że jeśli bakterie beztlenowe dostają się do żywego zęba przez mikroszczeliny, ryzyko zainfekowania kanałów korzeniowych jest 35-krotnie niższe, niż gdyby drobnoustroje te przedostały się do zęba martwego. Efektem produkcji związków siarkowych jest charakterystyczny zapach mocno nieświeżych jaj, który wyczuwa się w oddechu osób ze zniszczonymi i nieleczonymi zębami. Ale nie tylko, gdyż związki siarkowe działają także toksycznie – lokalnie i ogólnoustrojowo. Przeczytaj więcej informacji na tej stronie dentysta from Gliwice.
Laurea in diritto spagnolo Serafino Di Loreto – Mentre le banche italiane a turno barcollano (la vicenda ‘Carige’ è in questi giorni sotto gli occhi di tutti) facendo temere per la tenuta dei risparmi di cittadini e imprenditori onesti, c’è persino chi, lo scorso Natale, mosso da animo sensibile e memore, ha donato alla parrocchia della propria infanzia la ‘Campana della Nuova Vita’, nata per celebrare le nuove nascite: ma fusa e pronta a suonare una volta all’anno anche in ricordo delle troppe vittime di banche e fisco ingiusti, giunte spesso ad atti estremi per via di situazioni economiche disastrose che pesano sul cuore e nella vita di ogni giorno più di una prigionia.
E negli anni scorsi, anche per la crisi economica, è stata protagonista una rapidissima crescita in tutta Italia che l’ha portata alla ribalta nel mondo dell’imprenditoria locale e nazionale. L’azienda dal 2010, anno della fondazione a oggi, in soli otto anni ha assistito e aiutato, su fronti differenti e molteplici, oltre 150 mila italiani – privati e imprese – a uscire dalla crisi: restituendo, annullando e/o compensando circa 250 milioni di euro (riferiti a cartelle esattoriali, aste e pignoramenti bloccati o cancellati, interessi bancari illeciti su vari fronti) ingiustamente sottratti da banche e fisco ai loro legittimi proprietari.
Mentre a Bergamo Serafino Di Loreto ha rilevato altresì un’azienda, proveniente da tre fallimenti, che fino a novembre 2017 perdeva circa 400mila euro al mese. Oggi, dopo soli 12 mesi, l’azienda ribattezzata ‘DL Sintered SRL’ ha fatturato ben oltre 8 milioni di euro, debiti zero, e continua a garantire lavoro e futuro a 35 dipendenti “ritirati dal fallimento” che altrimenti sarebbero rimasti a casa: qui grazie a un innovativo processo di stampaggio di polveri vengono creati ex novo componenti meccanici poi esportati in tutto il mondo.
L’azienda dal 2010, anno della fondazione a oggi, in soli otto anni ha assistito e aiutato, su fronti differenti e molteplici, oltre 150 mila italiani – privati e imprese – a uscire dalla crisi: restituendo, annullando e/o compensando circa 250 milioni di euro (riferiti a cartelle esattoriali, aste e pignoramenti bloccati o cancellati, interessi bancari illeciti su vari fronti) ingiustamente sottratti da banche e fisco ai loro legittimi proprietari.
“Oltre a essere stati i primi in Italia ad aver affrontato su vasta scala la questione dell’anatocismo/usura, e di tutti gli aspetti collegati, siamo anche stati i primi ad esserci dotati di polizze stipulate con importanti operatori del settore, che garantiscono la copertura delle spese legali, in caso di soccombenza“, prosegue ancora Di Loreto, imprenditore poliedrico e di successo attivo anche in altri molteplici settori. A Mantova, con la società ‘Ecoval’ il fondatore di ‘SDL Centrostudi Spa’ ha sviluppato un progetto con il patrocinio del Comune stesso e la cooperativa ‘Il Solco’ che ha consentito di avviare il risanamento dell’area cittadina dell’ex petrolchimico ‘IES’, salvando ben 20 posti di lavoro, e attivando una produzione in stile green, grazie alla coltivazione di una speciale radice che nel sottosuolo bonifica il terreno, mentre in superficie si sviluppa rapidamente come un alto canneto atto alla produzione di combustibile tipo pellet. In pratica, ha acquisito e riconvertito una delle più storicamente importanti realtà industriali cittadine, trasformandola da inquinante a struttura che crea disinquinanti.
Qualche anno fa fatturavate di più… Sì certo, la crisi era nel vivo, e paradossalmente per il tipo di lavoro che facciamo, avevamo richieste maggiori. Ora fortunatamente il mercato è in ripresa e c’è maggiore liquidità che circola, di conseguenza banche e aziende litigano di meno. In che cosa consiste, prevalentemente, l’attività di ‘Sdl Centrostudi Spa’? L’impresa si occupa in primis di analisi contabili econometriche per verificare che banche, istituti di credito e agenzia delle entrate non pratichino anatocismo ed usura e rispettino tutta una serie di parametri fissati dalla legge. Valutiamo il costo del denaro per imprese e persone che hanno mutui, finanziamenti e altro.
Avvocato Di Loreto, come si gestisce una struttura con centinaia di collaboratori sparsi per l’Italia? Noi abbiamo scelto un’organizzazione molto simile a quella militare, o ecclesiastica. Ovviamente per fini commerciali ed economici: il nostro è un network commerciale. In che cosa consiste, nello specifico, la vostra mission? Un’azienda ci contatta perché pensa di non essere trattata correttamente dal proprio istituto di credito. Un nostro incaricato, sulla base di una serie di dati, forniti dall’azienda stessa, svolge una pre-analisi gratuita. Se la pre-analisi dà esito positivo, allora offriamo una perizia a pagamento, debitamente stimata e approntata, che il potenziale cliente può, tranquillamente, accogliere oppure rifiutare senza alcun impegno.
A quanto ammontano, circa, le analisi effettuate? Abbiamo fatto quasi 50 mila perizie a pagamento, trasformando questo importante strumento di indagine e analisi in un mezzo accessibile a tutti: specialmente ai più deboli che, grazie a costi nazionalpopolari delle perizie, hanno potuto servirsene, evitando che in un campo così delicato, quale quello del diritto bancario, la giustizia restasse un fatto meramente elitario e per i soliti pochi abbienti. Supponiamo siano state poche le pre-perizie che hanno dato esito negativo… Realmente è così, ma non per furbizia commerciale nostra…
Un esempio di riconversione perfetta, nulla da aggiungere. Complimenti. Mentre a Bergamo ho rilevato un’azienda, proveniente da tre fallimenti, che fino a novembre 2017 perdeva circa 400mila euro al mese. Oggi, dopo soli 12 mesi, l’azienda ribattezzata ‘DL Sintered SRL’ ha fatturato ben oltre 8 milioni di euro, debiti zero, e continua a garantire lavoro e futuro a 35 dipendenti “ritirati dal fallimento” che altrimenti sarebbero rimasti a casa: qui grazie a un innovativo processo di stampaggio di polveri creiamo componenti meccanici. Ed esportiamo in tutto il mondo, certi di una crescita costante su basi solide e promettenti per il futuro nostro e di chi crede in noi. Trova extra dettagli su Serafino Di Loreto.
Ma la Banca d’Italia è un organo istituzionale serio, è normale che i giudici lo tengano in considerazione. Insomma: è serio ma di parte e dal nostro punto di vista in questa materia non è un organo imparziale. Come tutti sanno, infatti, la Banca d’Italia è una società privata (non è più un organo dello Stato Italiano) e la maggioranza della Banca d’Italia è di proprietà delle banche (e delle assicurazioni italiane). I soci di maggioranza sono ‘Intesa San Paolo’ e ‘Unicredit Banca’, etc…Che, da sole, ne detengono il 66%. Ritengo assolutamente non sia giusto che una realtà che ha come azionisti proprio le banche, si pronunci sulla correttezza dei tassi d’interesse applicati e che controllino le banche: questo è grave conflitto di interessi! Il controllante, dunque, è per la maggiore controllato dai controllati. Ma le pare possibile?
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Joel Horton was raised from humble beginnings in East Palo Alto, California. After spending several years in the U.S. Navy, Joel received his Bachelor of Science in Aviation Maintenance in 2016, and his Masters in Management soon after. His leadership skills and passion for technology drove him to invest in ways to improve lives! The Servlly app started as just a dream for Joel. He knew early on that he wanted to create jobs, opportunities, and resources for people that have been negatively affected by current events in our society.
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